Starting an Etsy Business For Dummies

Starting an Etsy Business For Dummies

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The easy way to build an online craft business from scratch

Starting an Etsy Business For Dummies offers expert advice for artists and entrepreneurs looking to build an online craft business from scratch. You’ll get invaluable information on how to set up an Etsy shop, write compelling item descriptions, photograph your work, engage the Etsy community, understand fees, and find your muse when it takes a holiday.

In the last couple of years, the DIY movement has transcended the big-box hardware stores, and has taken on a new format in the savvy crafting arena. Starting an Etsy Business For Dummies shows you how to create, manage, and successfully sell handmade wares, vintage goods, and DIY supplies using the world’s largest online handmade marketplace.

  • Coverage new to this edition includes the latest in flash sale partners; best practices for applying SEO to your shop and listings; new tools for sellers; and much more
  • Includes tips for increasing local sales by connecting with other local vendors through seller communities
  • Covers harnessing the power of Pinterest to promote (and protect) your business

If DIY is your domain, Starting an Etsy Business For Dummies gives you the skills, knowledge, and know-how to create a successful business that pays.

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FSBO Sales & MLS Listings

Traditionally one of the major drawbacks to FSBO selling is the fact that the home was listed with the MLS listing service, thereby mission out on a huge market and a top-notch advertising opportunity. Well, this is no longer the case! Now people who have chosen to sell their homes themselves have the chance to list their home on the MLS and open their sale up to a huge market that was before, unreachable. This is done through what is known as a "Flat Fee MLS listing."

MLS Listing has always been something that was exclusive to licensed real estate agents, and to an extent it still is. A flat fee listing is still done through a real estate broker, the difference being that when your property is listed you become the listing agent. You will still have to pay a commission to an agent if they bring you a client that purchases the home but that is small in comparison to the savings you will get by selling the home yourself.

Listing via the flat fee MLS is only one of the things that you should do in order to give your FSBO home the coverage it needs to sell quickly. Other avenues that should be explored are advertising on a national FSBO website, ads in the newspaper, signs around the local area, open houses and home info packages for viewers. Selling your home yourself is a huge undertaking and it will eat up a lot of your time. You have to play realtor as well as doing your normal daily job and this can be kind of daunting. You will have to make sure that you keep yourself as available as possible at all times, you can not afford to miss that show that could be the sale you have been waiting for.

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Source by Kevin Bilberry

Master Lock 5400D Select Access Key Storage Box with Set-Your-Own Combination Lock, 13/32-Diameter Shackle, 1-Pack

Master Lock 5400D Select Access Key Storage Box with Set-Your-Own Combination Lock, 13/32-Diameter Shackle, 1-Pack

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Key storage lock with shackle holds over 5 house, car or padlock keys, 4 dial resettable combination provides simple, set your own combination convenience, key storage door pivots open smoothly & remains attached to lock body for convenient operation, reinforced body withstands hammering & sawing, shutter door provides enhanced weather resistance, molded bumper & vinyl coated shackle prevent scratches to your property, hardened steel shackle resists cutting.The product is key storage lock/shackle
Key storage door pivots open smoothly & remains attached to lock body for convenient operation
The product is manufactured in china
Internal Dimensions: 3-1/2in (89mm) H x 2-3/4in (70mm) W x 1in (25mm) D
Portable Lock Box features a 3-1/4in (83mm) wide metal body for durability.
Large internal cavity prevents jamming, even when holding multiple keys
Set your own 4-digit combination for keyless convenience and increased security
Protective weather cover prevents freezing and jamming
Molded body and vinyl coated shackle prevent scratching



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Why Should You Use A Realtor

We all want to save a few bucks when we can. But there are times when scrimping is not worth it and in the end, it could cost your more than you can save.

Hiring a Realtor® is one of those times when it is not wise to scrimp. When the stakes are high, as with the investment of purchasing or selling your home, your want a professional on your side.

So what can a licensed Realtor® offer you?

1. Help you determine how much house you can afford. Sometimes lenders have limited options when it comes to purchasing a home. A Realtor® can help you get more creative and possibly even connect you with a lender who can be more flexible with your funding options.

2. When looking for that ideal home, you either need to have the time to peruse the lists or leave it to a realtor, which job it is to know all of the lists. By giving your Realtor® an idea of ​​what you are looking for, they can keep their eye open on your behalf while watching the price range.

3. If you are moving to a new city or town, you want to know the ins and outs of the community. A Realtor® can give your local information such as what the zoning rules are, where the local schools are and what the environment is like. All of this can be of great help to you before making your big investment in a town you are unfamiliar with.

4. If negotiating price is your weakness, whether in selling or buying, a Realtor® can help do this for you. The Realtor® can also help you with date of possession, inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.

5. During the evaluation of your property, your Realtor® will follow up with due diligence. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. The Realtor® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property.

6. When selling your home, the Realtor® can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.

7. When it comes to promoting your home for sale, the Realtor®, who sees people day in and day out looking for property as well as other realtors, can be your perfect marketing strategy. In many markets across the country, over 50% of real estate sales are cooperative sales; That is, a real estate agent other than yours brings in the buyer.

8. Your Realtor® can help you objectively evaluate every buyer's proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections and financing – a lot of possible pitfalls. Your Realtor® can help you write a legally binding, win-win agreement that will be more likely to make it through the process.

9. Last, the Realtor® can answer questions and tie up loose ends before the closing of the house. They complete the paperwork and resolve issues, which can save you many headaches.

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Source by Greg Sullivan

Selling Your House: Nolo’s Essential Guide

Selling Your House: Nolo's Essential Guide

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Whether your local real estate market is super-heated or still making a comeback, there are steps you can take to reach the right buyers, pick the best offer, and ultimately get top dollar for your home. Selling Your House: Nolo’s Essential Guide will take you through the process from start to finish. And, you’ll learn how to do it all in the shortest possible time.

Real estate expert and best-selling author Ilona Bray will give you the inside scoop on:

  • getting to know your local market
  • setting a price that will attract buyers
  • finding the right real estate agent for you
  • determining which repairs and upgrades pay off
  • making legally required disclosures to buyers
  • selling the house without an agent (FSBO)
  • evaluating offers
  • negotiating over repairs and contingencies, and
  • closing successfully.

Selling Your House: Nolo’s Essential Guide provides tips from industry pros―including real estate agents, attorneys, home stagers, and more―as well as stories from home sellers describing strategies that worked for them and mistakes to avoid.



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FSBO: For Sale By Owners Chapter Three

The obnoxious guy in the crowded airline seat next to her wouldn’t shut up, keep his eyes off her legs, or quit drinking screwdrivers. Brook Best decided to give him a treat. Slowly, deliberately, she raised one tanned leg, allowing it to fall invitingly across the other. His eyes leaped. He nearly dropped his drink:

“God, those are beautiful!”

“You can get shit-faced on an airplane, but you can’t smoke a cigarette,” Brook murmured toward the window thinking: I want a Virginia Slim. I’d settle for a Salem. Three hours changing planes and now a lecher who can’t hold his booze.

“What? Oh, sorry! Did I spill some on you? Can I buy you a drink?”

“No, thank you.!” Brook replied audibly to the pest. “Feel free to have another one, yourself, though.”

“Oh, I will. Don’t have to drive. My honey’s picking me up at the airport so they won’t tow my car again.”

Brook’s curiosity overcame her better judgment. Lifting sunglasses to rest in her hair she asked: “Why would they tow your car?”

“Ever since that damned Trade Tower thing, everybody’s crazy!”

“Yes,” Brook agreed.

Drink sloshing the isle at the end of his gesture, Brook’s inebriated coach buddy explained: ” I parked my car in SeaTac lot–last week. Fly back–it’s gone. Passed a new law. Can’t park within 300 feet of the terminal. Why the hell did they let me park there? Twenty-nine cars they impounded. $130.00–plus thirty bucks a day–when I got back. Had to pay a cab to my place in Seattle. Got me a lawyer. Says I can sue. Get my money back.”

“Are you going to?”

“You damned right, I am! No signs. I get in at night. Car’s gone. Wasted two days getting it back. All my time and inconvenience! Can you believe it?”

“I can believe anything. Too many people are sue-happy. At least, you are entitled to your money though.”

“You a Lawyer?”

“I’m a broker.”

“Stock Broker! God, I’ve been losing my ass since September 11th! What’s your name? What brokerage you with?

“My name is Brooklyn Best. I’m a real estate broker. You want to buy a house?”

“Buy a house? Hell, no! Everybody’s selling! Half the people in my neighborhood are trying to sell. Poor bastards working at Boeing. 70,000 workers laid off. I might want to sell mine one of these days. You got a card?”

Brook opened the navy and white patent leather purse to remove her gold business card case with The Best monogrammed on its surface. Seeing its chance to escape, a well-used passport fluttered from her grasp to perch indecisively between her matching spectator pumps. The letch lunged for it. Brook never flinched when she felt his hopeful hand glide accidentally from her ankle up her calf to above her knee as he pretended to help.

Brook closed her eyes, considering her options. This jerk knows how to make the most of an opportunity. Still, he’s a potential client. This is as far as he goes, she decided. Sliding a business card from beneath the bar, Brook held a forced smile.

“Here is the card that you asked for.”

“Oh, thanks. Where’s your picture?”

“On my passport,” said Brook, her hand open.

“Oh, sure. Here ya go, doll.”

“Thank you.” Shit, she thought. He’s a real smooth talker, too.

“Brooklyn Best, huh. Port Orchards, Gig Harbor and All Washington State. Why don’t you have your picture on your card? A good looking lady like you should have a photo card.”

“I don’t need too. I’m not for sale,” Brook retorted.

Oblivious to his rebuff, the guy pressed on. “The Realtor who sold me my house has a picture on her card. Not as pretty as you, either.”

“Do you remember her name?”

“No,” the drunk admitted.

“You will remember me though, won’t you? I’m The Best!”

“I’ll bet you are, babe. Why won’t you let me buy you one drink? You look thirsty.”

“I don’t drink with potential clients.”

“Oh. Well, maybe you could pay me a finders fee if I get you some business.”

“In the State of Washington, that’s against the law. Only licensed agents can receive money as a result of a real estate transaction.”

“What will you give me, then?”

“Perhaps, an opportunity to buy me a drink–after I’ve sold a house!”

“Let me have a couple more of your cards, then! Oh, Stewardess? Bring me another Screwdriver, honey. Make it a double.”

Brook dispensed two more cards. She liked an honest man. Sometimes, she could even put up with a dishonest man, but not this one. She closed her card case, pulled her pinstriped skirt down to cover her kneecaps. This conversation was over. The new John Grisham novel would be more interesting. Lowering dark glasses from frequent rest on even darker hair, Brook Best reclined the seat to enjoy a good read.

The idea was to extend her vacation all the way back to SeaTac. The Boeing 737 hummed contentedly, seizing the blue above fluffy clouds.

I enjoy aircraft, Brook thought, remembering the pilot client who had invited her to join the ‘Mile High Club’. People on this flight seem uptight. Face it, my vacation is over, she conceded. Her credit cards had incurred more charges than she’d intended. It was time to think about doing some real estate business, again. Brook’s mind reluctantly embraced thoughts relevant to her world:

I didn’t even open that file old Ernie asked me to read on my vacation. It’s just HUD Housing programs, anyway. I should have a commission check waiting for me. I’ll need it. Buyers will be jumpy with this terrorist situation. I’ll work the For Sale By Owners–FSBOs.

Sellers will play hell getting any offers until things settle down. I’ll keep them listed long enough for this terrorist thing to cool off, Brook decided. When it does, I’ll have the best houses for sale inventory in Kitsop County. Maybe, in the whole Multiple Listing Service.

When her plane landed at SeaTac, Brook collected a baggage porter, her luggage, and, in practically no time, located her sediment-clad convertible in long-term parking. She drove directly to a car wash.

Removing her warm leather coat from the trunk, Brook lowered the convertible top, enjoyed the cold wind in her hair, the noises native only to Seattle. Whistles of young men, loud grins of more mature admirers, a car full of crew cuts, sharing their brand of music with anyone who wasn’t deaf–vibrations with those who were. It was good to almost be home.

Brook caught the Bremerton ferry across Puget Sound. Crossing took only forty-five minutes, barely enough time to raise the top, abandon the car, and have an Amaretto coffee above in the onboard lounge. The bartender acknowledged Brook’s new suntan. She asked him if he was ready to buy a house.

It was drizzling as Brook drove her clean car off the ferry. Dark billows dampened what might have been a beautiful sunset. A delivery van splashed fresh made mud on her driver’s side door before she made it out onto Bay Street. “So much for a clean car! Welcome back, Brook Best,” she muttered.

Brook’s condo was normally less than twelve minutes from the ferry landing. An intense squall doubled her drive time. On the Olympic Peninsula, a sprinkle became a deluge without warning. Leaving suitcases in the trunk, Brook sprinted the last thirty-five feet from her assigned parking space to the door. “Seaweed couldn’t get this wet,” she crabbed to the key.

So it wouldn’t appear she was away, Brook had left one living room light burning while on vacation. Shedding her soaked coat, she stopped at the thermostat to order some heat.

Something didn’t feel right. Curiously, she ventured into each room to see what was amiss. Nothing appeared to be out of place. Yet, Brook had a distinct feeling that someone had been in her home–while she’d been away. She decided that if it weren’t Ernie or Jack, she’d call a locksmith, re-key the deadbolt, and give them both new keys.

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Source by Russ Miles

The First-Time Homeowner’s Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM)

The First-Time Homeowner's Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM)

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The procedure of buying a home can be a scary experience. There are a lot of people to deal with, from a Realtor to attorneys to bankers. There’s tons of paperwork with terms and vocabulary that read like a foreign language. In this new book you will find vital information and great strategies that will allow you to find your dream home faster and feel confident about the purchase. You will learn to avoid some of the most prevalent – and potentially dangerous and expensive – mistakes made by first-time home buyers.

According to Money Magazine, “Over the past five years, home values nationally have risen 65 percent while the stock market has fallen.” Now is the time to get into the real estate marketplace. With the help of this comprehensive new guide, you will learn how to find the best opportunities, negotiating, financing, budgets, needs and wants, credit reports, home-buying timeline, the process of building a house, manufactured homes, real estate and mortgage glossaries, setting values, home warranties, homeowners insurance, creative financing, buying with little or no money down, closing, moving plans, walkthroughs, closing and settlement inspections, legal contracts, mortgages, what you can afford, deciding which neighborhood to choose, hiring a realtor, which government agencies can help, considerations for veterans, IRA use, hiring an attorney, the offer, calculating monthly payments, and escrow.

This comprehensive resource contains a wealth of modern tips and strategies for financing and closing on a property. The author shows readers how to find out how much they’re really worth, how to uncover unknown assets, and how to enhance credit ratings within six months, provides information and suggestions on everything from no-down-payment mortgages to finding the right agent. It leads you down the path to home ownership, one step at a time. Though you may be relatively cash-poor or have a less-than-perfect credit rating, you can acquire a mortgage and find the house you’ve always wanted. The companion CD-ROM is included with the print version of this book; however is not available for download with the electronic version.  It may be obtained separately by contacting Atlantic Publishing Group at sales@atlantic-pub.com

Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president’s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice.  Every book has resources, contact information, and web sites of the products or companies discussed.

Used Book in Good Condition



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The Benefits of a FSBO – For Sale by Owner – Home Sale

One of the most transparent benefits of an FSBO home sale to many home owners is that sticking that 'For Sale By Owner' sign in their front yard says that they might have some control over the selling of their home. However, what are the benefits of an FSBO home sale, and how do you go about doing it.

While not a 'benefit', one of the first things to remember when thinking about an FSBO home sale is that no matter where where you are, the entire task can seem somewhat daunting and complicated. Adding to the complications is the fact that not only are there all kinds of legal forms required (if you have ever bought a home you know what I mean), but that requirements may vary from state to state. A California 'for sale by owner' home sale is probalby going to be different from a Texas FSBO transaction.

You might wonder that; If going the 'for sale by owner' route is so complicated and messy, why am I including this comment in an article for someone who is contemplating putting up their home in a 'for sale by owner' offering?

Well, let's talk about those benefits.

1. The FSBO Kit – Despite the potential complexes, there are many companies which offer what could be called an FSBO kit. Depending upon the company, this kit will provide the homeowner with the FSBO legal forms, and hopefully some guidance on preparation and filing of the 'for sale by owner' documents.

However, be advised that an FSBO kit may range from simply the basic or most common forms needed with some instructions on how to fill them out and where to file them, to very complete FSBO kits which include ALL the legal forms needed, instructions on how To fill them out, where to file them, instructions on how to prepare your home for sale, how to advertise your home for sale effectively, and, in some cases, contact with a listing service which will help put the home out in front of Prospective buyers.

2. Growing Public Acceptance of the FSBO Process – A few years ago, most buyers would have been wary of a home with an FSBO sign in the front yard. However, since more and more home owners have opted in for this type of home sale, not only are many more people actually looking for those signs, but an entire support industry seems to have sprung up to assist the homeowner who has decided to try the 'For sale by owner' route. Newspapers offer advertising packages and guidance, for example, and even some realors have jumped on the bandwagon by offering assistance and guidance to the homeowner – for a fee, of course.

3. A Desire for Control of the Home Sale Process – I alluded to this above in the opening paragraph. Many people just want to have some control over the process and not feel that they are a pawn in the hands of the real estate agent.

Additionally, some people want to be involved in showing the house, explaining its values ​​and even such simple things as 'how nice the next door neighbor is' to prospective buyers. Some people feel that this more personal approach may do more to sell the house than a realtor's remark about how the owner stated that it was a nice neighborhood to live in.

4. Saving Real Estate Commissions and Fees – I saved this for last, just because I knew you wanted to see it first! Actually, I do not necessarily consider savings to be the main reason that ALL people choose to go with an FSBO home sale, but it is certainly a primary factor for a large percentage of home sellers. On the other hand, many of us simply believe that we do not mind paying if we know what we are paying for. When that realtor walks off with a large commission, we often wonder what he or she did to earn it.

While 'for sale by owner' will certainly very often offer savings, ranging from small to large amounts, many of us are just happy to know where our money is going. While there is almost no concrete way to measure how much money is actually saved in an FSBO home sale, there will almost always be some savings, if the process is done correctly and efficiently.

For most, the FSBO home sale will be a rewarding experience if done properly. If you are not an experienced home seller, probably the best way to be successful is to do your homework and get your hands on the best FSBO kit you can find.

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Source by Donovan Baldwin

Techna Clip Gun Belt Clip – Springfield XDS (Right-side)

Techna Clip Gun Belt Clip - Springfield XDS (Right-side)

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Springfield XD-S .9MM .40 .45 models (Patent Pending) Are you tired of holsters that are bulky and bulgy? Are you ready for an amazingly comfortable and fast method for concealing your sidearm? Then, check out the Techna Clip for the Springfield XD-S, a truly minimalist solution for those who conceal carry. It’s a gun clip that easily affixes to your sidearm to deliver a secure, lightweight and discreet carry option without a holster. Your Techna Clip installs quickly and requires NO gunsmithing to your sidearm. Now you can stash your pistol in your pocket, on your waist, or even in the small of your back! Included with the Techna Clip kit is a fully-machined replacement slide cover plate that is drilled and tapped ready for attaching the Techna Clip to the Springfield XD-S, 2 screws (1 extra), 2 locking washers (1 extra), 1 Allen wrench. The replacement slide cover plate can be left in place indefinitely, with or without the Techna clip attached. The high quality Teflon Stone Coat 5100 coating prevents abrasion to the sidearm by providing a thin but highly durable cushion between the Techna Clip and the slide. The Techna Clip comes in (black) and fits Springfield XD-S models. Not compatible with XD, XD(M) or MOD.2 models, please see our other listings. Instructions: To install, follow the instruction in your Springfield Owner’s Manual; Remove the slide from the frame of the side, then separate the barrel and recoil spring assembly from the slide. Next, following the instructions provided with your Techna Clip; Remove the factory installed slide cover plate located on the rear of the slide and install the drilled and tapped slide cover plate that has been provided with your Techna Clip. Mount the Techna Clip on the right side of the slide with the screws and Allen wrench provided. Conceal and carry on the go with our easy “Clip It & Go” system!Why buy a Techna Clip? Our unique Concealment System helps you eliminate the bulk, printing, and discomfort of your daily conceal-carry sidearm. Techna Clip is a Minimalist Holster Solution for those who conceal carry.
Included: Fully milled tapped and threaded replacement Slide Cover Plate, Tempered Belt Clip made from High Carbon Spring Steel plated with Black Teflon Stone Coat 5100, 2 screws (1 extra), 2 locking washers (1 extra), 1 Allen wrench.
Fast and Simple Install with NO gunsmithing required. Installs on the right side of the slide. Compatible with all Springfield XD-S .9MM .40 .45 models. Not compatible with XD, XD(M) or MOD.2 models.
Features: Extra Wide – Tempered Durable Belt Clip to keep your gun secure and in place. Patent pending Grip Serrations along the side of the clip that aid in gripping, Black Stone Coat 5100 Teflon plating to give a protective buffer between the clip and the sidearm.
Backed by Money Back Guarantee, Lifetime Warranty, and amazing Customer Service. Over 130,000 Techna Clips SOLD to Military Personnel, Law Enforcement, and Civilians worldwide.



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Learn How Short Selling Your Home Will Affect Your Credit Score

While short sales generally tend to damage homeowners 'credit scores less than foreclosures do, these transactions are a matter of public record and do have some impact on the homeowners' credit history. Exactly how much damage short selling does to homeowners' credit scores depends on a number of factors. One of the most important of these factors is who handles the transaction. Savvy real estate agencies and foreclosure companies with experience negotiating short sales are often able to reduce the damage done to their clients' credit scores. Individual homeowners and real estate agents inexperienced in foreclosure transactions tend to fare much more poorly.

Length of Mortgage Payment Default
Each missed mortgage payment adds a black mark to the homeowner's credit history, and the longer the sale transaction drags on, the more missed mortgage payments will be tallied on the homeowner's credit. Sales which are completed swiftly tend to inflate less damage on homeowner credit. This is all the more reason to find a professional foreclosure agent who can speed the sale along.

Forgiveness of Deficiency
Whether or not the mortgage lender chooses to forgive the homeowner the "deficiency", or remaining balance on the original loan, greatly impacts the impact the sale will have on homeowner credit. Lending companies may choose to accept a short sale but continue to hold the homeowner accountable for the deficiency, sometimes to the point of suing the owner. This can do great damage to homeowner credit.

Foreclosure transactions which are expertly conducted, however, will take precedence against the lender pursuing the homeowner for the remaining balance. Savvy real estate companies and agents typically include protection from "deficiency jurisdiction" lawsuits within the short sale negotiation.

How Does a Short Sale Affect My Credit History?
Short sales, like foreclosures, remain on the homeowner's credit history for seven years. The impact this has on credit score, however, can vary greatly, depending on the factors mentioned above. Sales which are processed swiftly and without deficit judgment could result in seeing good credit restored within 2-5 years. In less fortunately cases, good credit restoration may take as long as seven years.

Finding a Short Sale Expert
Having your Michigan home's short sale be handled by an experienced foreclosure company or agent very affects the impact this transaction will have on your credit score. When looking for a foreclosure company, be sure to research the company's track record and references. Home foreclosure agencies like Sun Law Group have a proven record of completing foreclosure sales quickly and expertly, providing homeowners with the best possible exit.

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Source by Marjorie Steele