The Homeowner’s Guide to For Sale By Owner: Everything You Need to Know to Sell Your Home Yourself and Save Thousands

The Homeowner’s Guide to For Sale By Owner: Everything You Need to Know to Sell Your Home Yourself and Save Thousands

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American homeowners have seen real estate landscape change in recent years. The market seems gloomy now, but for sale by owner (FSBO) properties are booming with more people eager to cut out the commission of real estate agent. And with most U.S. cities having buyer’s markets, you have to go that extra mile to sell your home. Now, there is a book to show you how.

The Homeowner’s Guide to For Sale By Owner details each benefit FSBO brings and explains how you can accomplish this task while saving money. Now, selling your home without a realtor or broker will be fast and easy. You will learn the entire FSBO process. You will learn how to set the sales price and how to save the 6 to 8 percent real estate commission, which can add up to thousands or tens of thousands of dollars in savings.

You will learn how to stage your home for a showing and have a professional appraisal and home inspection to ensure a successful sale. You will learn how to market, advertise, and show your home, list your home for sale on the Internet or local multiple listing service (MLS), host an open house, and develop and market a fact sheet. If selling your home is on your list of things to do, do not the current market deter you: Let this book be your guide to saving money and selling your house the FSBO way. The companion CD-ROM is included with the print version of this book; however is not available for download with the electronic version.  It may be obtained separately by contacting Atlantic Publishing Group at sales@atlantic-pub.com

Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president’s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice.  Every book has resources, contact information, and web sites of the products or companies discussed.



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5 Tips to Sell Your House Without a Realtor

Today's market has robbed many seller's of their equity; years, of hopeful financial security for retirement have vanished. All of us, assumed that the market would continue to grow and that we could expect our homes' value to double about every 10 years on average. It's no wonder that more and more seller's are trying to sell without the help of a real estate agent.

First off, some facts, any research on the internet will validate that approximately 14% of all homes SOLD are For Sale By Owner. That means, almost 80% of all homes are sold through Realtors and through the MLS. If you're trying to avoid that commission, then you'd better roll up your shirt sleeves and get to work.

1. Decide what your home is worth. Most Sellers do not have a clue. Remember, if you set the market price of your home to high then you run the risk of putting off buyers. The longer it sets on the market the more likely it will become will wary and believe something is wrong with your home. Pricing is # 1 most important job. If you price it to high, it will set. If you price it too low, most likely, you'll get multiple offers. Experienced Realtors know the market shifts, and understand how to speculate on the best price to sell in the least amount of time. Ask a Realtor to do a CMA (comparative market analysis).

2. Roll up your sleeves and clean, clean, clean. Make everything sparkle, especially kitchens and bathrooms. You want your home to appear warm and inviting. Bright up rooms with bright lights, fresh paint, and de-clutter. Remove all of the family pictures and momentos. Keep it simple. Keep in mind you're trying to sell a house. Stage your home so that your buyers can imagine their lives in your home.

3. Marketing your home is challenging. Make sure you get a sign up with directional arrows. Much is made of the internet, just check out Zillow.com and other for sale by owner sites. Craigslist.com is an excellent choice. If you should use print media, make sure they put it online. Newspapers charge for the classified ads, but usually run the ads online for free. Remember only 14% of homes are sold by owners, the reminder are sold by Realtors through the MLS. Creative Realtors are now offering a flat fee MLS service for a nominal up front fee. The typical fee is around $ 399. Just remember, if a buyers agent provides a buyer for your home, then you would only pay one commission.

4. Next get your paperwork and legal professionals in order. Interview advocates and closing / title officers and select the one that sees the most willing to help with all the stressful details. You'll need offers to purchase, disclosures, etc.

5. Finally, if you get an offer, make sure your buyer has been pre-approved. Mortgage lenders will provide you with a written pre-approval letter. Many disqualified For Sale by Owner sellers have left the closing table only to discover that their buyer could not afford the home. They leave empty handed and have to start the sales process all over.

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Source by Les Williams

Who’s On Your Side?: How to Protect Yourself When Your Home Is Worth Less Than You Owe The Bank

Who's On Your Side?: How to Protect Yourself When Your Home Is Worth Less Than You Owe The Bank

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While homeowners across the nation are facing one of the largest declines in home values of their lifetimes, there are few who have taken the time to research the options available to them and then place them all in one place. In this book Trent Chapman shares bank insider secrets he’s learned as he’s focused on helping homeowners avoid foreclosure and the dirty tricks that banks are playing on unaware families struggling to live the American Dream.



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For Sale By Owner – You Can Do It!

Need to sell your home? In today's market "for sale by owner" may be the best way to sell. Trust me, it does not take a rocket scientist to be successful at selling your own home. The information in this article may provide you with in-site you may not have had before. You can do it yourself!

Prepare your home for buyers. New paint helps and is not expensive. Make sure it is clean, clean, clean. Most important and most over looked by sellers, you need to get rid of the clutter, inside and out. Less is more! Rent a storage facility or have a garage sale but get rid of the clutter. Less furniture makes a room look larger. Over stuffed closest are a real turn off to buyers who ALL want plenty of storage space. Get rid of all the nick knacks.

We all know how important curve appeal is. Get those yards cleaned up, front and back! Remember, an appraisal has pictures of the back yard as well as the front. I know this sounds silly but a junky back yard tells an underwriter a lot about your home's interior and maintenance routine. A buyer may over look it but the appraiser and lender do not.

Next, get a home inspection performed. An inspector will check the structure and systems in your home. He may find things you are not aware of. It is better to find and repair these issues before the buyer's inspector does.

Make sure you price it right. Spend the money to get a professional appraisal performed by a HUD approved appraiser. Do not rely on a real estate agent's market analysis. These are seldom accurate and many times an agent will just blow smoke by telling you what they think you want to hear.

Go sit down with your local mortgage broker. He has a wealth of knowledge you need to take advantage of. Most mortgage brokers have free FSBO programs that will help you immensely. It is important that you know what your costs will be based on the type of loan the buyer acquires. Did you know that a VA loan could cost you much more in closing costs PLUS home repairs that probably are not required by other loans? Will your home qualify for a FHA loan without making very costly repairs? If you are on a tight budget and need every possible dime out of the sale of your home you may want to negotiate in the contract that the buyer gets conventional financing.

A mortgage broker will also teach you the critical areas you need to watch in the sales contract. He may even provide you with blank contracts and other state mandatory disclosures required when you sell your home. Most brokers will even create your home flyer and more important, your financing options flyer. Perspective Buyers want to know two things: how much will my payments be, and how much money do I need to pay down plus closing cost.

You should list your home on a "For Sale By Owner" web site. I want to caution you here. A lot of these sites try to charge you a lot of money for things that do not / will not help sell your home. Homebuyers DO NOT spend hours searching "For Sale By Owner" web sites. They work with real estate agents, read the papers, and drive on the streets in the neighborhoods they want to live in.

The advantage you get by listing your home on the Internet is that you put the URL in your newspaper ads, your flyers, and on your yard sign. Then when a buyer drives by your house or sees your ad they can go on the Internet and see pictures, amenities, and the price. If your house fits their needs and their budget, they will call you. If not, it is less of a bother for you. It can be very frustrating to let lookey-loo's in your home week after week. Do not you really only want really interested buyers at your door? There are many free FSBO websites on the net. Check it out.

With all this said, the rest is just common sense. You Can Sell It Yourself!

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Source by Connie Sanders

The Home Party Sales Consultant’s BIG Idea Book: Tons of tips for getting your name out, finding leads, bonus & incentive programs, party themes, game … suggestions, filing taxes,and more!

The Home Party Sales Consultant's BIG Idea Book: Tons of tips for getting your name out, finding leads, bonus & incentive programs, party themes, game ... suggestions, filing taxes,and more!

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Your handbook of EVERYTHING you need to know to succeed as a home party sales consultant. This is full of 140 CREATIVE AND FUN party theme ideas & 47 FUN FUN games you can incorporate into your home sales party. Plus hundreds of tips to get you motivated and thinking out of the box to get more leads, recruits & bookings on your calendar. You will find unique bonus & incentive programs, frequently asked questions about filing taxes, ways to spoil your hostess, recruit at shows, and a suggested step by step procedure to follow for following up with clients to increase client loyalty. The number of ideas you’ll get are unlimited!! This isn’t just an unorganized list of party themes & games. It is all organized by types of parties & themes.Used Book in Good Condition



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FSBO – Not an Option in a Slowing Economy

For sale by owner is now an increasingly popular method of selling homes. Since the market values ​​have dropped, sellers would want to get the most profits for sale by eliminating the agent commission. However, in the current economic condition, do you think for Sale By Owner is a smart thing to do?

The current real estate market is what you can consider a buyer's market. In here, the number of houses for sale exceeds the number of buyers. This is an advantageous condition for the buyers. However, this can mean an outstanding problem for sellers.

With so much supply in the market and less buyer, it is even more difficult to sell homes. With this scenario, for sale by owner may not be a good idea at all. The difficulty of selling homes what makes FSBO not ideal at this time. Currently, every seller in the country needs an expert, who knows the ins and outs of home selling. Extensive advertising may be easy to do but it does not guarantee of getting the right buyer. Perhaps, you may be planning to use the Internet. You can make the most of it but you do not have access to Multiple Listing Services, which is one sure way to get interested buyers.

Aside from that, FSBO means you will be doing things on your own, including the negotiation part. If you do not seek professional help at this time, you could end up losing money on your part. At this time, the buyers are in a good position to make claims. You need someone who can help you create tactics to prevent yourself from being taken advantaged of. According to statistics, being able to get professional help could mean selling your homes 16% more than FSBO. So what is 6% commission expense compared to losing the 16% more value of your home? This is just a small price to pay in exchange for maximum gains.

Beside, if you are a first time seller in your homes, you will always lack knowledge on what is right or wrong in the transaction. Real estate professionals like agents are able to pinpoint problems with the transaction that could soon become a legal issue. Here, with their aid you will be able to save money from lawsuits. And being able to avoid huge problems like this is very important for the current economic condition.

At some point, it may cross your mind that real estate agents may not be able to secure your best interests. But whether you like it or not, this people can help you in speeding up the sale of your homes. It is just a matter of carefully selecting your agent. Remember, paying the 3 to 6% commission is nothing compared to what their services can do for you. Not only will you be relieved of your anxiety but you will also be assured of more accurate decisions in selling. Aside from that, you will be able to gain more money that you could imagine and be assured of maximum gains.

So is FSBO not a wise decision for the current economic condition? You can try but it may not be worth doing.

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Source by Katrina Marie Santes

Show and Sell: Selling Your Home Today: A Cautionary Tale

Show and Sell: Selling Your Home Today: A Cautionary Tale

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Like so many other things in our world today, the traditional ways of selling real estate have been disrupted and displaced by technology, Traditional ‘For Sale by Owner’ (FSBO) has changed quite a bit from the days when you put the ubiquitous red and white sign out front. The Multiple Listing Service (MLS) that Realtors depend on hasn’t changed much over the years, but technology has enabled new approaches that benefit home sellers and buyers. Homeowners who want to compete and market their for sale by owner homes have low-cost, smarter choices such as flat-fee MLS, which for a small investment can open the door to much greater exposure through MLS listings, Realtor.com, and other websites than traditional for sale by owner ever could.

The choice between for sale by owner (FSBO) and using listing/selling real estate brokers in the traditional way is no longer black or white. New middle-ground options make it easier for homeowners to find exactly the right process for themselves. Visionary realty companies now offer flat-fee MLS inclusion, which eliminates expensive commissions and helps to expedite the process, put the power back into the hands of buyers and sellers, and save both parties money. Homeowners have the option to pay zero listing-side commission and very low buyer agent commissions via the flat-fee MLS route. It’s truly the smarter way to do for sale by owner!

This book examines those choices, and walks you through the selling process from start to finish using the recent, real-life experiences of the author, from early decisions to closing. It, explores the opportunities that are available to buyers and sellers today, and explains how to use the technology that is not only imperative, but comfortable to tech-savvy baby boomers, gen-Xers, and millennials. Of course, the marketing advice and tips in the book are just as pertinent to those who do standard for sale by owner and do not opt for flat-fee MLS.

It is indeed a ‘Cautionary Tale’ due to the many pitfalls and bizarre events that occurred along the way. In conclusion, the author poses the question–is it wise to buy a home at all anymore?



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Choosing the Best "For Sale by Owner" Listing Service For Your Needs

Choosing to list a home independently rather than using a realtor can save thousands of dollars. However, failure to properly advertise a home that is listed as "For Sale by Owner," or FSBO, can cause the home to remain on the market and not sell. FSBO homes are actively competing with homes listed by real estate agents who spend a great deal of money and time actively marketing their more popular listings. As a result these listings are prominently displayed and highly visible to potential buyers. FSBO homes can be effectively sold when effectively advertised and displayed.

Since many sellers choosing to list their home FSBO have little to no advertising experience, many websites have been created to guide homeowners through the "For Sale by Owner" process. These sites do cost money, however the expense is generally thousands less than a seller would pay to list their home through an agent.

When selecting an FSBO site it is important to carefully evaluate several important factors to insure that the money spent will actually help to sell the home. While choosing to list a home FSBO can save thousands of dollars, the money will only be saved if the home sells. Therefore, it is important to wisely consider and select the best FSBO site for your needs, even if this means spending a little more.

Prominence Matters

There are many websites available to help owners showcase their "For Sale by Owner" homes. Some are well known and highly trafficked, other companies offer much less exposure due to the fact that they are not well-known or popular sites. Selling a home is simple mathematics. When more potential buyers see a listing, more will visit for a showing. More showings will result in the possibility of more offers. Offers lead to the temporary selling of the home. It makes sense then that having many people view the home listing is critical to actually selling the home. Choosing a well-known company with a popular site is very important.

MLS Listing Number

Obtaining an MLS listing number will insure that your home will be accessible to potential buyers and real estate agents as they perform searches. Failure to obtain an MLS listing number will result in much less visibility for your home. While an MLS number can be obtained on your own, it is wise to remember that the best FSBO sites generally include them in all of their packages. Before selecting an FSBO service, be sure that they will be able to provide this critical home selling tool.

Customer Service

Many FSBO sellers encounter questions and frustration as they attempt to market their home. The many tasks required to effectively sell a home can be daunting. This is especially true for customers with limited technological expertise. It is important to have additional help available should questions or problems arise during the selling process. Examine potential FSBO service's customer service policies and availability. Be sure to select a company that has a policy that will correspond with your needs and schedule.

Professional Website and Materials

It is unwisely to select any FSBO service without first thoroughly examining their website and promotional materials. A professional looking website, free from grammar and spelling errors, indicates the company's ability to effectively market your home. Find a service with an attractive website. If they include promotional materials in your package like signs and flyers, be sure that these also look professional. You are paying for every element included in a package and it is critical that these elements will be able to be used to attract potential buyers. Unprofessional materials and websites may actually repel the customers that you are trying to attract.

Extras

Many different FSBO services offer a variety of packages to meet individualized needs. Each package carries different benefits and can include a variety of valuable extras. These can include signs and flyers for marketing purposes, professional photography of the home to use in creating the listing, or guarantees which offer money-back if the home is unable to sell. These extras can be valuable tools and should be considered as various companies are weighed.

Cost

Since you are choosing to sell your home FSBO, cost savings are likely an important consideration. However, it is important to consider value in addition to cost. Determine the reasons behind each company's pricing method. Some may be more expensive but worth the additional value, while others may cost less and in turn provide much less. Weigh cost and services provided to select a company that will provide the best value.

It is impossible to compare FSBO listing services by price alone. Website prominence and visibility play an important factor in determining package pricing. More legitimate companies generally charge more than their lesser known competitors, for good reason. You are paying for every aspect of an FSBO listing service and website prominence is a key factor.

Making your Decision

While choosing to list a home "For Sale by Owner" can save thousands of dollars, success is dependent on effective marketing and advertising. FSBO services can provide an effective and useful marketing element when selected wisely. A good FSBO service is worth an investment because it can help to make sure that your home actually sells.

By selecting a reputable company with a prominent website, you will be able to showcase your home to many potential buyers. Since every service is different, it is important to select the best service to increase the likelihood of selling the home. An ineffective FSBO service is a waste of money and time.

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Source by Jason Kay

Cold Creek Manor

Cold Creek Manor

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COLD CREEK MANOR is a heart-pounding thriller that will keep you on the edge of your seat in tension-filled suspense. Wanting to escape city life for the saner, safer countryside, New Yorkers Cooper Tilson (Dennis Quaid), his wife Leah (1995 Golden Globe winner Sharon Stone, Best Actress, CASINO), and their two children move into a dilapidated old mansion still filled with the possessions of the previous family. Turning it into their dream house soon becomes a living nightmare when the previous owner (Stephen Dorff) shows up, and a series of terrifying incidents lead them on a spine-tingling search for clues to the estate’s dark and lurid past.MYSTERY/SUSPENSE
Run Time: 118
Release Date: 4/25/2010
DENNIS QUAID CHRISTOPHER PLUMMER



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FSBO Sellers – The Real Estate Agent Is Not Your Enemy

If you are selling your home without a real estate agent, you need to realize the agents in your area are not your enemy. In fact, they may prove very useful in moving your property.

FSBO Sellers – The Real Estate Agent Is Not Your Enemy

A common mistake made when people decide to list their home for sale by owner is to assume real estate agents are to be avoided. This is a mistake for a number of reasons and can significantly hinder your efforts to sell the property. Consider the following.

A majority of buyers will use a real estate agent to locate and make offers on real estate. I am sure this is hardly a shocking revelation to you. Given this fact, many FSBO sellers make the mistake of treating real estate agents rudely. If you receive a call from an agent, you need to realize the person offering their services may be the same person that calls a week later with an interested buyer. If you burn bridges by being rude or hanging up on real estate agents, you run the risk of missing out on potential buyers.

Even if a real estate agent does not bring a buyer, they can still be of assistance to a FSBO seller. Put bluntly, the real estate agents contacting you expect you to eventually give up trying to sell your property on your own. Although incorrect, this assumption leads them to view you as a potential client down the road. The negative aspect of this is they will continually contact you. Ah, but there is a positive aspect as well.

A real estate agent that sniffs a potential client can be very helpful. To generate credibility with you, they will give you an astounding amount of help for free. Many realtors, for instance, will provide you with all the contract documentation you need for the sale and purchase transaction for the property including a purchase agreement, escrow instructions, deeds, disclosures and a list of documents you will need. Some will even go so far as to provide you with free brochures for your home. Now, does that sound like an enemy?

Make no mistake, a real estate agent will help you because they believe you will eventually become a client. You probably will not, but there is little reason to view them as an enemy in your efforts.

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Source by Raynor James