For Sale By Owner

For Sale By Owner

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McKenzie Forsberg is headed home. She’s quit her big-city job to return to her roots in the small town of Lake Forest. Kenzi hopes to buy her childhood home from her brother, Tom, as a way of revisiting the peace and security she’s been missing in her life. But soon she is shocked to discover that the house has a pending sale, and Tom won’t budge from the sale&#8212not even for his sister.

Handsome widower Jared Rawlins catches Kenzie’s eye until she realizes that he’s the one who is buying her house&#8212but he can only close the deal if he sells his own house by Christmas Eve. Jared is more than a little interested in Kenzie but has second thoughts when it seems that she may be sabotaging the sale of his home.

Slippery feelings of animosity and distrust ensue, with both Jared and Kenzie denying the chemistry between them. But then an unexpected discovery about their connected past puts a new twist in the dynamic. Now, can they put their differences aside and come to terms on a relationship that could last forever?



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Choosing the Best "For Sale by Owner" Listing Service For Your Needs

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Choosing to list a home independently rather than using a realtor can save thousands of dollars. However, failure to properly advertise a home that is listed as "For Sale by Owner," or FSBO, can cause the home to remain on the market and not sell. FSBO homes are actively competing with homes listed by real estate agents who spend a great deal of money and time actively marketing their more popular listings. As a result these listings are prominently displayed and highly visible to potential buyers. FSBO homes can be effectively sold when effectively advertised and displayed.

Since many sellers are choosing to list their home FSBO have little to no advertising experience, many websites have been created to guide homeowners through the "For Sale by Owner" process. These sites do cost money, however the expense is generally thousands less than a seller would pay to list their home through an agent.

When selecting an FSBO site it is important to carefully evaluate several important factors to insure that the money spent will actually help to sell the home. While choosing to list a home FSBO can save thousands of dollars, the money will only be saved if the home sells. Therefore, it is important to wisely consider and select the best FSBO site for your needs, even if this means spending a little more.

Prominence Matters

There are many websites available to help owners showcase their "For Sale by Owner" homes. Some are well known and highly trafficked, other companies offer much less exposure due to the fact that they are not well-known or popular sites. Selling a home is simple mathematics. When more potential buyers see a listing, more will visit for a showing. More showings will result in the possibility of more offers. Offers lead to the temporary selling of the home. It makes sense then that having many people view the home listing is critical to actually selling the home. Choosing a well-known company with a popular site is very important.

MLS Listing Number

Obtaining an MLS listing number will insure that your home will be accessible to potential buyers and real estate agents as they perform searches. Failure to obtain an MLS listing number will result in much less visibility for your home. While an MLS number can be obtained on your own, it is wise to remember that the best FSBO sites generally include them in all of their packages. Before selecting an FSBO service, be sure that they will be able to provide this critical home selling tool.

Customer Service

Many FSBO sellers encounter questions and frustration as they attempt to market their home. The many tasks required to effectively sell a home can be daunting. This is especially true for customers with limited technological expertise. It is important to have additional help available should questions or problems arise during the selling process. Examine potential FSBO service's customer service policies and availability. Be sure to select a company that has a policy that will correspond with your needs and schedule.

Professional Website and Materials

It is unwisely to select any FSBO service without first thoroughly examining their website and promotional materials. A professional looking website, free from grammar and spelling errors, indicates the company's ability to effectively market your home. Find a service with an attractive website. If they include promotional materials in your package like signs and flyers, be sure that these also look professional. You are paying for every element included in a package and it is critical that these elements will be able to be used to attract potential buyers. Unprofessional materials and websites may actually repel the customers that you are trying to attract.

Extras

Many different FSBO services offer a variety of packages to meet individualized needs. Each package carries different benefits and can include a variety of valuable extras. These can include signs and flyers for marketing purposes, professional photography of the home to use in creating the listing, or guarantees which offer money-back if the home is unable to sell. These extras can be valuable tools and should be considered as various companies are weighed.

Cost

Since you are choosing to sell your home FSBO, cost savings are likely an important consideration. However, it is important to consider value in addition to cost. Determine the reasons behind each company's pricing method. Some may be more expensive but worth the additional value, while others may cost less and in turn provide much less. Weigh cost and services provided to select a company that will provide the best value.

It is impossible to compare FSBO listing services by price alone. Website prominence and visibility play an important factor in determining package pricing. More legitimate companies generally charge more than their lesser known competitors, for good reason. You are paying for every aspect of an FSBO listing service and website prominence is a key factor.

Making your Decision

While choosing to list a home "For Sale by Owner" can save thousands of dollars, success is dependent on effective marketing and advertising. FSBO services can provide an effective and useful marketing element when selected wisely. A good FSBO service is worth an investment because it can help to make sure that your home actually sells.

By selecting a reputable company with a prominent website, you will be able to showcase your home to many potential buyers. Since every service is different, it is important to select the best service to increase the likelihood of selling the home. An ineffective FSBO service is a waste of money and time.

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Source by Jason Kay

The Path To Home Ownership: Your Path Is Just A Few Short Steps Away!

The Path To Home Ownership: Your Path Is Just A Few Short Steps Away!

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Still dreaming of owning your own home, but afraid you won’t qualify? Wondering how to buy a house with non-traditional methods? You are not alone. There are more than 100 million families in America that don’t own their own home. Nearly 80% of Americans cannot qualify for a traditional bank loan. This presents a significant barrier to advancing the ideals of owning a slice of the American dream. Stop throwing your money away and get started on the Path to Home Ownership today. Our Certified Affordable Housing Providers ® can teach you how to buy a house or how to rent to own based on what you can comfortably afford. The Path to Home Ownership ® program was designed to help individuals and families like yours achieve affordable home ownership. Our Certified Affordable Housing Providers are trained experts in helping responsible renters to become home owners in less time by providing housing options where the housing payments are less than 1/3rd of a family’s combined monthly income. This method helps your family achieve affordable housing that you can sustain long term helping you on your own Path to Home Ownership. Brought to YOU by your Certified Affordable Housing Provider®



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Flat Fee MLS vs FSBO

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Lets face it there is only one reason to sell your own home – to save money. The decision to sell your property by owner allows the homeowner a "potential" savings of 6% in real estate fees. The average home in USA last year was approximately $ 270,000 so the "potential" savings is over $ 16,000! Here's the realty check – fewer then 14% actually realize that savings. The remaining 86% save somewhere between 3% and nothing – the major save absolutely nothing. Why? The answer, in my opinion, is the ill fated "all or nothing attitude" of the typical For Sale by Owner. The single biggest challenge for a FSBO is effective marketing. Effective marketing costs money! Spend a little – Save a lot! If you could spend $ 500 and increase the odds of selling your home to 85% and still save a significant amount of money – would you consider it?

Most FSBO's do buy a sign sign – good decision – according to the National Association of Realtors, based on hundreds of thousands of annual sales, 14% of homebuyers saw the "For Sale" sign first – a very cost effective marketing tool considering you can Buy one at LOWES for $ 10. So how do you reach the other 86% of your potential buyers? All too often FSBO's live and die with the $ 10 sign. When the $ 10 sign fails, most list with a full service real estate agent and agree to pay them 6% of their asking price. Make sense? Not to me! The other common mistake of the unsold FSBO is to lower the asking price – the "it's not selling – must be priced too high" mentality. Lowering your asking price is more accurately compensation for a lack of effective marketing. Real estate agents will tell you that FSBO's typically sell for less then real estate listed properties. I believe that is a combination of two things, one the seller passing a portion of the real estate commission savings to the buyer to facilitate a faster sale and the all too common unnecessary price reduction. The analogy I often make is – if you park a 2008 Corvette in your garage and put a price tag of $ 1000 on it and shut the door – guess what – it will not sell – why? Because no one knows its there! You can go out to the garage after a month and lower the price to $ 500 – guess what – IT STILL ISN "T GOING TO SELL!

So what is the solution? Simple – Flat Fee MLS! What is Flat Fee MLS and how does it help you save money? Flat Fee MLS is a service provided by a licensed realtor that simply puts your property on the Multiple Listing Service (MLS) for a "Flat Fee" as opposed to the typical listing agent commission of 3%. A typical "full service" real estate service charges 6% – half of which (3%) goes to the listing agent – the other half (3%) goes to the Selling agent. With a Flat Fee MLS you eliminate the listing agent and their fee and only pay the selling agent if they sell your home – you still have the option to sell your property yourself and pay no responsibilities.

Flat Fee MLS accomplishes two VERY IMPORTANT things – one – it increases the odds of selling your home six fold (14% vs. 85%) and secondly it exposes your property to a 2 million strong, professionally trained sales force. It also gives you a very real chance of saving 3% of your asking price!

The fact is this – if you do not sell your home you save absolutely NOTHING – over 85% of FSBO's fail – they fail because they are not effectively marketed. Buyers do not even know the property is for sale unless they drive by and notice your $ 10 sign! 85% of all homes sold in the United States listed on MLS! Pretty compelling statistics! So you can either list your property on the MLS through a Flat Fee Agent and save the listing agent fee of 3% – please note the average home sale is approximately $ 270,000 so 3% is around $ 8,000.00 – or you can waste your time with virtually useless Open Houses, $ 10 signs and $ 200 in classified ads, most likely fail and then hire a your favorite Realtor and pay 6%.

Here is an actual real life account – (please note names have been changed to protect the innocent) – Barbara lists her home in Florida on FreeFSBO.com for $ 205,000- receives free online listing, free law sign and for Sale by Owner consultation with A renovated internet and FSBO marketing expert. Part of the FSBO Marketing Consultation is an introduction to Flat Fee MLS and how it works. One month later – without spending a penny to market the property Barbara gives up and hires a full service agent and contractually agreements to pay 6% of the selling price to a real estate agent (a "friend") who also convinces her to lower her Asking price to $ 199,900. Within one month Barbara has gone from unrealistically saving the entire real estate fee of $ 12,000 to giving up $ 17,000? That's if she gets a full price offer!

A listing agent does one thing of value and one only – they put your home on MLS! They then put a $ 10 sign on your front lawn, hold a couple of self serving Open Houses * and typically spend the duration of the listing trying to convince you to lower your asking price so another agent can sell it and they can collect their 3% .

Bottom-line; Do not wait to spend some money on effective marketing, list your FSBO with a Flat FEE MLS agent right out of the gate! Actually save money instead of dreaming about it. 85% of all homes SOLD are listed on MLS – need I say more? Do not, under any circumstances engage a full service real estate agency!

* Open Houses serve two purposes, both benefit the listing agent, one, they use them as lead generation opportunities (collect names to sell them "other" properties) and two, to support their position that your home has not sold, in spite Of all their work, and you should lower your asking price.

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Source by Mark Camphaug

Starting an Etsy Business For Dummies

Starting an Etsy Business For Dummies

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The easy way to build an online craft business from scratch

Starting an Etsy Business For Dummies offers expert advice for artists and entrepreneurs looking to build an online craft business from scratch. You’ll get invaluable information on how to set up an Etsy shop, write compelling item descriptions, photograph your work, engage the Etsy community, understand fees, and find your muse when it takes a holiday.

In the last couple of years, the DIY movement has transcended the big-box hardware stores, and has taken on a new format in the savvy crafting arena. Starting an Etsy Business For Dummies shows you how to create, manage, and successfully sell handmade wares, vintage goods, and DIY supplies using the world’s largest online handmade marketplace.

  • Coverage new to this edition includes the latest in flash sale partners; best practices for applying SEO to your shop and listings; new tools for sellers; and much more
  • Includes tips for increasing local sales by connecting with other local vendors through seller communities
  • Covers harnessing the power of Pinterest to promote (and protect) your business

If DIY is your domain, Starting an Etsy Business For Dummies gives you the skills, knowledge, and know-how to create a successful business that pays.

Used Book in Good Condition



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FSBO Sales & MLS Listings

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Traditionally one of the major drawbacks to FSBO selling is the fact that the home was listed with the MLS listing service, thereby mission out on a huge market and a top-notch advertising opportunity. Well, this is no longer the case! Now people who have chosen to sell their homes themselves have the chance to list their home on the MLS and open their sale up to a huge market that was before, unreachable. This is done through what is known as a "Flat Fee MLS listing."

MLS Listing has always been something that was exclusive to licensed real estate agents, and to an extent it still is. A flat fee listing is still done through a real estate broker, the difference being that when your property is listed you become the listing agent. You will still have to pay a commission to an agent if they bring you a client that purchases the home but that is small in comparison to the savings you will get by selling the home yourself.

Listing via the flat fee MLS is only one of the things that you should do in order to give your FSBO home the coverage it needs to sell quickly. Other avenues that should be explored are advertising on a national FSBO website, ads in the newspaper, signs around the local area, open houses and home info packages for viewers. Selling your home yourself is a huge undertaking and it will eat up a lot of your time. You have to play realtor as well as doing your normal daily job and this can be kind of daunting. You will have to make sure that you keep yourself as available as possible at all times, you can not afford to miss that show that could be the sale you have been waiting for.

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Source by Kevin Bilberry

Master Lock 5400D Select Access Key Storage Box with Set-Your-Own Combination Lock, 13/32-Diameter Shackle, 1-Pack

Master Lock 5400D Select Access Key Storage Box with Set-Your-Own Combination Lock, 13/32-Diameter Shackle, 1-Pack

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Key storage lock with shackle holds over 5 house, car or padlock keys, 4 dial resettable combination provides simple, set your own combination convenience, key storage door pivots open smoothly & remains attached to lock body for convenient operation, reinforced body withstands hammering & sawing, shutter door provides enhanced weather resistance, molded bumper & vinyl coated shackle prevent scratches to your property, hardened steel shackle resists cutting.The product is key storage lock/shackle
Key storage door pivots open smoothly & remains attached to lock body for convenient operation
The product is manufactured in china
Internal Dimensions: 3-1/2in (89mm) H x 2-3/4in (70mm) W x 1in (25mm) D
Portable Lock Box features a 3-1/4in (83mm) wide metal body for durability.
Large internal cavity prevents jamming, even when holding multiple keys
Set your own 4-digit combination for keyless convenience and increased security
Protective weather cover prevents freezing and jamming
Molded body and vinyl coated shackle prevent scratching



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Why Should You Use A Realtor

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We all want to save a few bucks when we can. But there are times when scrimping is not worth it and in the end, it could cost your more than you can save.

Hiring a Realtor® is one of those times when it is not wise to scrimp. When the stakes are high, as with the investment of purchasing or selling your home, your want a professional on your side.

So what can a licensed Realtor® offer you?

1. Help you determine how much house you can afford. Sometimes lenders have limited options when it comes to purchasing a home. A Realtor® can help you get more creative and possibly even connect you with a lender who can be more flexible with your funding options.

2. When looking for that ideal home, you either need to have the time to peruse the lists or leave it to a realtor, which job it is to know all of the lists. By giving your Realtor® an idea of ​​what you are looking for, they can keep their eye open on your behalf while watching the price range.

3. If you are moving to a new city or town, you want to know the ins and outs of the community. A Realtor® can give your local information such as what the zoning rules are, where the local schools are and what the environment is like. All of this can be of great help to you before making your big investment in a town you are unfamiliar with.

4. If negotiating price is your weakness, whether in selling or buying, a Realtor® can help do this for you. The Realtor® can also help you with date of possession, inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.

5. During the evaluation of your property, your Realtor® will follow up with due diligence. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. The Realtor® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property.

6. When selling your home, the Realtor® can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.

7. When it comes to promoting your home for sale, the Realtor®, who sees people day in and day out looking for property as well as other realtors, can be your perfect marketing strategy. In many markets across the country, over 50% of real estate sales are cooperative sales; That is, a real estate agent other than yours brings in the buyer.

8. Your Realtor® can help you objectively evaluate every buyer's proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections and financing – a lot of possible pitfalls. Your Realtor® can help you write a legally binding, win-win agreement that will be more likely to make it through the process.

9. Last, the Realtor® can answer questions and tie up loose ends before the closing of the house. They complete the paperwork and resolve issues, which can save you many headaches.

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Source by Greg Sullivan

Selling Your House: Nolo’s Essential Guide

Selling Your House: Nolo's Essential Guide

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Whether your local real estate market is super-heated or still making a comeback, there are steps you can take to reach the right buyers, pick the best offer, and ultimately get top dollar for your home. Selling Your House: Nolo’s Essential Guide will take you through the process from start to finish. And, you’ll learn how to do it all in the shortest possible time.

Real estate expert and best-selling author Ilona Bray will give you the inside scoop on:

  • getting to know your local market
  • setting a price that will attract buyers
  • finding the right real estate agent for you
  • determining which repairs and upgrades pay off
  • making legally required disclosures to buyers
  • selling the house without an agent (FSBO)
  • evaluating offers
  • negotiating over repairs and contingencies, and
  • closing successfully.

Selling Your House: Nolo’s Essential Guide provides tips from industry pros―including real estate agents, attorneys, home stagers, and more―as well as stories from home sellers describing strategies that worked for them and mistakes to avoid.



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FSBO: For Sale By Owners Chapter Three

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The obnoxious guy in the crowded airline seat next to her wouldn’t shut up, keep his eyes off her legs, or quit drinking screwdrivers. Brook Best decided to give him a treat. Slowly, deliberately, she raised one tanned leg, allowing it to fall invitingly across the other. His eyes leaped. He nearly dropped his drink:

“God, those are beautiful!”

“You can get shit-faced on an airplane, but you can’t smoke a cigarette,” Brook murmured toward the window thinking: I want a Virginia Slim. I’d settle for a Salem. Three hours changing planes and now a lecher who can’t hold his booze.

“What? Oh, sorry! Did I spill some on you? Can I buy you a drink?”

“No, thank you.!” Brook replied audibly to the pest. “Feel free to have another one, yourself, though.”

“Oh, I will. Don’t have to drive. My honey’s picking me up at the airport so they won’t tow my car again.”

Brook’s curiosity overcame her better judgment. Lifting sunglasses to rest in her hair she asked: “Why would they tow your car?”

“Ever since that damned Trade Tower thing, everybody’s crazy!”

“Yes,” Brook agreed.

Drink sloshing the isle at the end of his gesture, Brook’s inebriated coach buddy explained: ” I parked my car in SeaTac lot–last week. Fly back–it’s gone. Passed a new law. Can’t park within 300 feet of the terminal. Why the hell did they let me park there? Twenty-nine cars they impounded. $130.00–plus thirty bucks a day–when I got back. Had to pay a cab to my place in Seattle. Got me a lawyer. Says I can sue. Get my money back.”

“Are you going to?”

“You damned right, I am! No signs. I get in at night. Car’s gone. Wasted two days getting it back. All my time and inconvenience! Can you believe it?”

“I can believe anything. Too many people are sue-happy. At least, you are entitled to your money though.”

“You a Lawyer?”

“I’m a broker.”

“Stock Broker! God, I’ve been losing my ass since September 11th! What’s your name? What brokerage you with?

“My name is Brooklyn Best. I’m a real estate broker. You want to buy a house?”

“Buy a house? Hell, no! Everybody’s selling! Half the people in my neighborhood are trying to sell. Poor bastards working at Boeing. 70,000 workers laid off. I might want to sell mine one of these days. You got a card?”

Brook opened the navy and white patent leather purse to remove her gold business card case with The Best monogrammed on its surface. Seeing its chance to escape, a well-used passport fluttered from her grasp to perch indecisively between her matching spectator pumps. The letch lunged for it. Brook never flinched when she felt his hopeful hand glide accidentally from her ankle up her calf to above her knee as he pretended to help.

Brook closed her eyes, considering her options. This jerk knows how to make the most of an opportunity. Still, he’s a potential client. This is as far as he goes, she decided. Sliding a business card from beneath the bar, Brook held a forced smile.

“Here is the card that you asked for.”

“Oh, thanks. Where’s your picture?”

“On my passport,” said Brook, her hand open.

“Oh, sure. Here ya go, doll.”

“Thank you.” Shit, she thought. He’s a real smooth talker, too.

“Brooklyn Best, huh. Port Orchards, Gig Harbor and All Washington State. Why don’t you have your picture on your card? A good looking lady like you should have a photo card.”

“I don’t need too. I’m not for sale,” Brook retorted.

Oblivious to his rebuff, the guy pressed on. “The Realtor who sold me my house has a picture on her card. Not as pretty as you, either.”

“Do you remember her name?”

“No,” the drunk admitted.

“You will remember me though, won’t you? I’m The Best!”

“I’ll bet you are, babe. Why won’t you let me buy you one drink? You look thirsty.”

“I don’t drink with potential clients.”

“Oh. Well, maybe you could pay me a finders fee if I get you some business.”

“In the State of Washington, that’s against the law. Only licensed agents can receive money as a result of a real estate transaction.”

“What will you give me, then?”

“Perhaps, an opportunity to buy me a drink–after I’ve sold a house!”

“Let me have a couple more of your cards, then! Oh, Stewardess? Bring me another Screwdriver, honey. Make it a double.”

Brook dispensed two more cards. She liked an honest man. Sometimes, she could even put up with a dishonest man, but not this one. She closed her card case, pulled her pinstriped skirt down to cover her kneecaps. This conversation was over. The new John Grisham novel would be more interesting. Lowering dark glasses from frequent rest on even darker hair, Brook Best reclined the seat to enjoy a good read.

The idea was to extend her vacation all the way back to SeaTac. The Boeing 737 hummed contentedly, seizing the blue above fluffy clouds.

I enjoy aircraft, Brook thought, remembering the pilot client who had invited her to join the ‘Mile High Club’. People on this flight seem uptight. Face it, my vacation is over, she conceded. Her credit cards had incurred more charges than she’d intended. It was time to think about doing some real estate business, again. Brook’s mind reluctantly embraced thoughts relevant to her world:

I didn’t even open that file old Ernie asked me to read on my vacation. It’s just HUD Housing programs, anyway. I should have a commission check waiting for me. I’ll need it. Buyers will be jumpy with this terrorist situation. I’ll work the For Sale By Owners–FSBOs.

Sellers will play hell getting any offers until things settle down. I’ll keep them listed long enough for this terrorist thing to cool off, Brook decided. When it does, I’ll have the best houses for sale inventory in Kitsop County. Maybe, in the whole Multiple Listing Service.

When her plane landed at SeaTac, Brook collected a baggage porter, her luggage, and, in practically no time, located her sediment-clad convertible in long-term parking. She drove directly to a car wash.

Removing her warm leather coat from the trunk, Brook lowered the convertible top, enjoyed the cold wind in her hair, the noises native only to Seattle. Whistles of young men, loud grins of more mature admirers, a car full of crew cuts, sharing their brand of music with anyone who wasn’t deaf–vibrations with those who were. It was good to almost be home.

Brook caught the Bremerton ferry across Puget Sound. Crossing took only forty-five minutes, barely enough time to raise the top, abandon the car, and have an Amaretto coffee above in the onboard lounge. The bartender acknowledged Brook’s new suntan. She asked him if he was ready to buy a house.

It was drizzling as Brook drove her clean car off the ferry. Dark billows dampened what might have been a beautiful sunset. A delivery van splashed fresh made mud on her driver’s side door before she made it out onto Bay Street. “So much for a clean car! Welcome back, Brook Best,” she muttered.

Brook’s condo was normally less than twelve minutes from the ferry landing. An intense squall doubled her drive time. On the Olympic Peninsula, a sprinkle became a deluge without warning. Leaving suitcases in the trunk, Brook sprinted the last thirty-five feet from her assigned parking space to the door. “Seaweed couldn’t get this wet,” she crabbed to the key.

So it wouldn’t appear she was away, Brook had left one living room light burning while on vacation. Shedding her soaked coat, she stopped at the thermostat to order some heat.

Something didn’t feel right. Curiously, she ventured into each room to see what was amiss. Nothing appeared to be out of place. Yet, Brook had a distinct feeling that someone had been in her home–while she’d been away. She decided that if it weren’t Ernie or Jack, she’d call a locksmith, re-key the deadbolt, and give them both new keys.

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Immobilienmakler Heidelberg

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Source by Russ Miles