Is This the Way to Sell Your Home – Is it Too Dangerous to Start a Bidding War and Hope For the Best

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There seems to be a new marketing craze that has recently been used by many real estate agents. In an attempt to sell your home, many agents are asking homeowners to slash their asking price in the hope of starting a bidding war!

In theory when you are trying to sell your home, you need as many potential buyers viewing your property as you can get. If you are simply pricing your property at the standard market price, you may struggle to get any interested parties! However, if you start off low, you may get several buyers interested in purchasing your home.

I came across an example of this recently. A homeowner priced his property at $200,000, although his agent told him the market value was at least 15% more. Within a month, this guy had 22 viewings with 9 offers and 4 of those were above his asking price.

Ok, this may be an exceptional circumstance and things can go wrong. However, unless you have a line of people beating down your door, you will have to do something if you’re ever going to sell your home!

I would suggest that if your home has been on the market for a while you should – remove your listing, wait a few weeks and then list your property again at the new price. People are often suspicious when they see a property has been listed for a long time.

Although you have to be extremely brave to under price yourself in order to sell your home, it seems this new practice has plenty of admirers and even more success!

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Source by Sam Renstaff

Tips on How to Sell Your Home Quickly!

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When selling your home, it is extremely important to show your home at its potential. Here are a few simple things you can do to increase the attractiveness of your home to potential buyers while still keeping within a budget. Some of these items are do-it yourself projects and some require the help of a professional. Either way these changes will help you get top dollar for your home and also have a great return on investment.

In cost ascending order, here is what you can do to better present your home:

1) De-clutter, De-clutter, De-clutter – This is probably the most cost effective improvement you can choose to do. When it comes to showing your home, less is more. Remove religious items, family photos, gadgets and knickknacks. Keep in mind, you want the buyer to remember the home and not your collection of seashells.

2) Clean – I know you are busy, but grab the glass cleaner and the vacuum and get rid of those dust mites and smudgy windows.

3) Upgrade hardware – Are those handles on your kitchen and bathroom cabinet doors still from the 70’s? Changing the hardware is a simple and cost effective way to give a new, modern look to an old cupboard door.

4) Upgrade light fixtures- Along the same lines as #3, change old, outdated light fixtures and electrical cover plates. These are cheap to replace yet make a huge difference in the appearance of a room. Don’t forget to make sure to replace burnt out light bulbs as well.

5) Paint – Freshen up the interior of your home with a new coat of paint. Use a neutral colour to make the space appear larger than it is and also to allow the buyer to envision their own furniture in the space. Neutral colours are the best way to go as it allows the buyer to remember the space and not the bright orange wall colour you chose in the 80’s.

6) Upgrade flooring – I know the old shag rug in the living room is a classic, but a potential buyer probably won’t agree. If it’s in your budget, replace it with simple, neutral broadloom or hardwood floors. If hardwood is way out of your budget, opt for laminate.

7) Kitchen Upgrades – We all know women make the final decision when buying a home. We also know that one of the first rooms a woman looks at is the kitchen. If it’s not in your budget to re-model the kitchen then consider replacing those old appliances with stainless steel. Stainless steel appliances are sleek and will give your home that modern touch.

8) Curb Appeal – OK, so the interior of the home is looking spiffy, we can’t forget about the exterior – after all the front yard is the first thing the buyer sees when they pull up to the home. Make a good impression and make the home more inviting. Grab that lawn mower and hedge trimmer and add a few flowers. In today’s market climate it is more important than ever to make your home more attractive to potential buyers. After all, you only get one chance at a first impression so why not make it a good one!

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Source by Joy Paterson

Legal Affairs to Get in Order Before You Sell Your House

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Selling your home is no small event. It represents a large time and financial investment. It also involves quite a bit of legal paperwork and processes. Prior to selling a home people usually do all kinds of work cleaning out the garage, clearing out yard waste, and preparing the home for sale. Few people, however, put forth the same effort in cleaning up their legal affairs before selling a home. Selling a home is a large and multi-faceted transaction. As a seller, it’s best to have all your ducks are in a row.

Check Your Real Estate Title

Many sellers follow all the rules of selling a home only find out the home can’t be sold due to a lien placed against it. Some people don’t find this out until they have a buyer’s offer on the table and are well into the process of selling the home. Liens can be placed against a property when the owner of the property owes a debt and is legally liable for repayment. Whether it’s a loan in default or unpaid property taxes, a home usually cannot be sold until all liens are removed.

Are You the True Owner?

It sounds like a silly question, but you must legally own the home in order to sell it. Even if you do not own your home outright (which most people do not), you need to be legally able to sell it. If you are co-owner and for any reason the other party does not want to sell the home, you may have a problem. This specifically applies to couples that were once married and are now divorced. If you once had joint ownership of your home and haven’t established the change with your county’s property assessor/registrar, you need to do so before selling your home. The title must accurately reflect the true owner.

Research Disclosure Laws

Real estate laws vary from state to state. Become very familiar with your state’s laws, as most states require sellers to disclose any potential problems they are aware of in the property. Some states even require that the seller complete specific inspections like termite or roach inspections. If you want to ensure your home meets inspection requirements, it’s best to hire a professional inspection service in order to avoid potential legal problems later.

Notarized Documents

When completing a real estate transaction, all parties need to be physically present. In some instances you can use a notary public to sign off on documents from afar, but as the deal moves toward a close anyone involved in the transaction usually needs to be in the area.

Selling a home isn’t an overnight endeavor. It definitely takes a bit of homework on the front end. Some sellers may even opt to hire a real estate lawyer for some initial advice and to look over contracts and other documents. It’s best not to take any shortcuts in aligning all your affairs. The work you put in early will pay off in the end when you are able sell your home without any legal stumbling blocks.

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Source by Jason Kay

10 Tips To Hire the Best Moving Company

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Millions of people move houses every year. And choosing the right movers plays an important role in making the moving experience go smoothly. Although most of companies are reliable, there are some scammers in the mix. So, it is in your best interest to be informed about the process of choosing the best movers for you. Here are 10 tips to help you pick the right team for your moving needs. Read on.

1. Moving Inventory

An experienced moving company will do a walk though your house and take an inventory of all your belongings. They will survey to determine the bulk and weight of your items. This way the movers will give you an accurate price estimate.

2. Get Recommendations

You can ask your neighbors and local friends for recommendations. Then check the internet and newspaper ads to find movers that offer the best services.

3. Validate the Information

You should try to call the official phone number and also visit the office of a company that you find online. It is best to choose a company that has at least 5 years of experience. To check the reliability of the company, you should ask for references of previous jobs that they have done.

4. Check the Staff

Make sure the company has experienced staff that is careful with your fragile items. You wouldn’t want broken cutlery and mirrors when you open the boxes in your new house.

5. Ask for a Timeline

One factor that makes a moving company stand out is how fast they can get the job done. It will take you several days to move the stuff by yourself. Butmost moving companies will move your house within 24 hours.

6. Beware of Extra Fees

While selecting movers, an important thing to check for is the fine print in your contract. If you live on the 4th floor or in case your street is too narrow, then be ready for additional fees to be added to the estimated cost. Always be clear on all the extra charges before you sign at the dotted line.

7. Moving Insurance

When picking a moving company you should read about the kind of insurance they provide for your items in case your boxes are damaged. You should be aware of the charges and the amount of protection provided.

8. Check the Lists

The moving company will make a list of items in your house. You should always check the list thoroughly so that you can claim any missing boxes or items in case you need to.

9. Compare Price Offers

Check out two or three companies before you finalize your decision. That way you will find the best deals for the services you need that are within your budget.

10. Don’t Pay a Large Deposit

Reliable companies will not demand payment upfront. You should only pay upon delivery, that way you have more control over how your items are treated.

In short, following these simple tips will help you find the best moving company that provides you with all the services you need and which is also pocket friendly.

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Source by Shalini M

Virginia Beach, VA Real Estate Military Movers Advantage Program – Saving You Money

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I am a member this Texas company and have been for 26 years. You will not hear me slam the company. Their home and auto insurance products are very good. But their real estate Movers Advantage rebate program is not the best thing you can do to maximize your buying power in Virginia Beach or Hampton Roads. Truth of the matter is that the Virginia Beach and Hampton Roads Veterans Ibate Program (VIP) significantly exceeds their Movers Advantage product with much more flexibility.

Important items:

* You can use their real estate financing service if you like.

* You do not have to “sign-up” for the Movers Advantage program to obtain a mortgage. They will most likely ask if you are working with a REALTOR®.

* Always shop your mortgage for the best rate and terms (remember terms).

Whether and experienced or first time home buyer, learn how you can save you more money, get the service you deserve before, during, and after your Virginia Beach or Hampton Roads home purchase. It’s a wonderful real estate market in Virginia Beach and Hampton Roads.

Remember, no 800 numbers, no touch tone recordings, or emails not returned. You get real service. Your calls or emails answered promptly with a real human REALTOR® that you selected. The IBATE comes to you at closing – not a 3rd party intermediary.

It is a no brainer and the word is spreading – please read about it by using the below contact information.

Lastly, choose a REALTOR® (a Veteran) who cares about you and has a real estate track record with military and veterans alike. Many already have.

Support our Troops and Vets

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Source by Dennis Blackmore

Short Sale Process – First Step

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The first step in the short sale process is contacting the lender or lenders. Whether you are looking to negotiate a discounted payoff on your own home or on behalf of someone else, you need to know what the mortgage holders are looking for.

Each lender has slightly different requirements and criteria when considering a short payoff of a mortgage. In addition to having different requirements, a lender’s instructions and guidelines often change. The best way to deal with these changes is by contacting the lender(s) to find out what their short sale requirements are.

The best place to find the contact information for your lender is on your mortgage payment statement. Call the customer service number and ask to talk to someone about their short sale requirements.

When you call in, you will be asked to verify several pieces of information. The is different for each lender, but things such as loan number, social security number (last 4 digits), phone number, property address, name(s) on the account, zip code, etc. Some variation of this information will be required whenever you or anyone else calls the lender.

If you are working on a short sale for someone else, you will need to send in a Third Party Authorization to Release Information. If you are working on a short sale for your property, you may also need to send in this form.

This document allows your lender to talk to and share confidential information concerning your account with whoever you give them permission to. For example, you may need to allow your real estate agent, your lawyer, or loss mitigation specialist to speak with the foreclosing lender.

Some lenders have their own form they want to be used for Authorizations. Otherwise, you can send a hand-written letter or your own form. Key pieces of information that need to be included are: name of borrower(s), social security number(s), property address, loan number, lender, and who the permission is given to. This document should be signed and dated.

More lenders are requiring the authorizations to be for a limited or specific period of time. It various from 3 months to 2 years. In other words, you may have to send in an updated authorization sometime during the short sale process.

Get the fax number to send the Authorization to and who to put it “attention to”. Ask about how long it takes them to get this information into their computer system. Anyone you let communicate with your lender, will not be able to do so, until the authorization appears in the system.

As long as you are on the phone with customer service, you will also want to ask them to send or specify what they need to consider a short sale (a short sale package), payoff amount (what all is owed on the loan to date-this will include principle, interest, late fees, attorney fees, late escrows, etc.) and reinstatement figures (this is the amount it would take to bring the loan current ).

Payoff and reinstatement figures for the foreclosing lender may need to be obtained from the lender’s attorney. You may be able to get the attorney contact information on this call or once authorization is on file. After that, you will have to contact the attorney. Specify the date you want your payoff and reinstatement figures good through, your phone number, your fax number, your name, and homeowner’s name. Be advised, that some lenders and attorneys will only send this information directly to the owners or the property address.

Keep in mind that the customer service representative that you are speaking to may not give out the loss mitigation department’s phone and fax numbers until authorization is on file. You are going to want that information because that is the department that you will be dealing with when you get a buyer/offer for the property. This only applies if you are working on behalf of someone else. If you are calling for your own house, make sure you get the contact information for the department that deals with short sales.

Ask for the name of the department that handles the short sale process. Different lenders calls it different things. Just a few common names or departments that handle short payoffs are: Loss Mitigation, Home Retention, Home Preservation, Default, Collections, Foreclosure, Loss Recovery. To make sure your file gets handled quickly and easily, you will want to make sure you are communicating with the “right” department.

Once you find out which department handles short sale, verify what types of information that department will need to consider a short sale. Again, this can vary from lender to lender, but commonly includes the following:

Financial Worksheet of Borrower(s)

Hardship Letter

Income Verification (Paystubs)

Bank Statements

Tax Returns/4506T

Listing Agreement

Comparative Market Analysis

Purchase Agreement

HUD1 Settlement Statement

In summary, the first thing to do, is contact your lender and find out what their requirements are for a short sale….and who/where to send those items to, once you get them all together.

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Source by Sharon Horne

Short Sales – Use the Market to Your Advantage

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If you have been considering the real estate market, I’m sure you have seen that many of the homes up for sale are listed as short sale. Purchasing a home for less than what is owed on the home is called a “short sale.” In the present real estate market, there are many short sale options open to a prospective home owner. Adjustable rate mortgages and less favorable economic times have triggered higher than normal foreclosure rates. If you are looking to purchase a home, this is the perfect time to exploit the market to your own benefit. With some thorough investigation and an open mind, you may find the home of your dreams at a rock-bottom price.

Locating a Short Sale Quickly

To initiate the short sale process, interview real estate agents. Many real estate agents already are knowledgeable in dealing with properties that are short sales. Listing agents often have pre-existing relationship with the bank that is carrying the mortgage. You want to find a realtor that has expertise and knowledge on how to get a property that is a good value. Once you settle on a realtor, let him or her know upfront that you are looking for a short sale property. This will help the real estate agent find an ideal property more quickly.

Short Sales are Often Bargains

A short sale will often be offered at a good price to the buyer because the bank does not want to have their assets at risk in the property. The lender is in jeopardy of losing a considerable amount of money in a foreclosure proceeding. The listing price is minimal and so you will not have to attempt bargaining with a seller over the price. The lender wants the property sold as quickly as possible to keep from losing any more money.

Things to Anticipate When Buying a Short Sale Property

The process of buying a property in a short sale is not the same as purchasing a home from an individual because you dealing with an institution rather than a person. Once the bank accepts your offer, the title company working with the bank will process all of the title and escrow particulars of the purchase agreement. With a short sale, as a buyer you have to proceed swiftly. The title company and the lender may not act as quickly owing to the large amount of paperwork involved in selling a property in this manner.

To accelerate the process of buying a home in a short sale, get all of the requested documentation in as quickly as you can. Typically there is a month or so before your closing date but that does not mean that nothing is happening. There is a lengthy behind the scenes process involved in the mortgage paperwork and the transfer of the property. Keep in touch with your lender and realize that you are dealing with a corporation and not an individual so the process will be a little different. The time waiting for the closing will slide by, and you will be in a great new home.

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Source by Karen Bellas

FSBO Home Staging Tips

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Here are my two top picks on FSBO Staging Tips:

The best home staging tip for ‘For Sale By Owners’ who want to greatly improve their opportunities of making a quick sale at the highest price possible is this; DE-CLUTTER!

That means purge unnecessary “stuff” inside the house and out; children and pet toys, tools, magazines, newspapers, etc. Kitchen counters should be clear of clutter; rooms should be neat and orderly.

This idea is not only great for selling your home, it’s a great living tip too. Over the last 6 months, I have greatly decreased clutter in my home (to the point, the workers at GoodWill recognize me). It has made my life much easier. With two grade school aged kids, clutter keeps creeping, so keep it up. You will appreciate it! If you can sense the change in peace in your home, buyers may sense peacefulness too.

The second most important home selling tip is to stage your home as “nonexclusive” or “general”. Rooms reflecting family, pet, hobby, or career interests will not be appealing to as diverse an audience of home buyers as decor with a more basic feel. Neutral tones, solid colors, accessorize with fresh flowers. Do away with family photos (for now), religious signage, sports paraphernalia and other personal specific taste decor.

These thing can be done by the homeowner or by a Professional Home Stager. A Professional Stager is trained and objective and can help you sell your home quickly and at top dollar.

NEVER lower your asking price before calling a Professional Home Stager. Staging your home before it goes on the market is a key ingredient in maximizing your selling price.

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Makler Heidelberg

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Source by Amy Powers

Marketing Your Home Without a Realtor

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Realtors cost a lot of money. The good ones also do a lot of work to market your home. Can you save money by doing it yourself as a FSBO (For Sale By Owner) seller? Yes, absolutely, but you have to be willing to work and you have to spend some money up front. In short, you need to plan and execute the kind of multi-media marketing plan a good realtor uses.

Just what the heck is a multi-media marketing plan anyway?

It’s using a variety of media (signs, internet ads, classified ads, brochures, flyers, newsletter ads, notes to your neighbors, your answering machine message, etc.) to let people know that your house is For Sale and where they can get more info. In each venue, you mention where they can learn more.

For example, your For Sale sign should include your phone number (to make an appointment to view), and your home’s internet web address (to see a variety of photos of the inside and outside of your home looking its best). Your internet ads should include lots of the aforementioned pictures, and also your address and driving directions or a MapQuest (or other similar) link to facilitate drive-bys. Your classified ad should include your phone number (viewing in person) and your home’s internet address (for all those pictures, room measurements, neighborhood features, and the like). Your telephone answering message should mention the fact that your home is For Sale, ask callers to leave a message about when they’d like to see the house, and give the internet address for seeing pictures.

I think you see what I mean by now. Each marketing tool you use should build on other marketing tools you have in place. They should complement each other. The reason is simple. Selling a house doesn’t really involve “selling” it so much as bringing it to the attention of enough people who are looking for a house that you ultimately bring it to the attention of someone for whom it’s perfect.

Also, it often takes seeing something more that one time before a person takes action. This is an annoying, but true, axiom in the marketing business. Ignore it at your peril.

Then, there’s the fact that people choose to acquire information in a variety of ways. Today, most people (but not all) start looking on the internet. Some people like to drive around neighborhoods they like (signs, brochures in holders at the curb). Others prefer to check the classified ads.

A multi-media marketing plan can be implemented expensively (a slick magazine style brochure from a printer) or fairly cheaply (printed from your own color printer on letter paper – you might want to just print off your internet ad). Per column inch ads, or classifieds with abbreviations (make sure your meaning is clear). Whatever the budget, you’ll have to spend something. You’ll have to think about it, spend your time on it, and get your creative juices flowing. However, the chances are that, even in this market, you can spend hundreds (especially if it takes a while to sell) and save thousands. Yes, you can successfully market your home without a realtor, but it does take work.

Raynor James

8-9-2010

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Source by Raynor James

Home Selling Tips From the Pros

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Selling a home can turn out to be a nightmare, if you don’t play your cards right. Before you price your property too low in your haste to get it over and done with and use up the funds for travel or for some other purpose, check out these home selling tips from professionals.

When we say professionals, they may be people who have learned things the hard way, or have sold their homes through sheer determination and patience, plus some techniques they learned from other experts.

Professionals may also refer to people like real estate agents who can impart good advice to their clients and make a hefty commission from every closed deal. If you go with the former, there are compiled online materials/ebooks you may benefit from, so try checking them out.

They may give great pieces of advice ranging from writing advertising copy with impact to not lowering your selling price too much, to retaining buyers’ interest on your property until it sells.

Key to pricing your property, as home selling tips from the pros often say, is not to price too high nor too low. You would not want your property languishing in the market, or attracting potential buyers but not leading to a closed contract.

Pricing your property too low, on the other hand, may be a cause of regrets and more monetary problems. These tips from experts who have sold their homes at a fair price include going for online pricing services.

A professional home appraisal may come in handy. Lenders like banks will be using the appraised value to determine a new mortgage amount. Some lenders require that the stated property value covers the mortgage amount plus their selling costs in case of foreclosure.

If you’ve read so many home selling tips from the pros, you’ll note how many of them may be summed up in five stages once the right price is determined.

These include preparing the house for sale, marketing the house until a deal is closed, showing the house to potential buyers, and negotiating the sale of the house. Part and parcel of preparing the house for sale is cleaning and renovating, which may entail quite a sum, so be ready for this first stage if you want to even lure buyers to consider buying your house.

Try to be ready in deal sorts of personalities who may be interested in and eventually agree to buy your house. If the potential buyer is a feng shui believer, you should have rearranged or adjusted the items, including plants or yard décor like fountains, in such a way as to signal the flow of positive energy.

Immobilienmakler Heidelberg

Makler Heidelberg

Immobilienmakler Heidelberg
Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
Schnell, zuverlässig und kompetent


Source by Joseph Park

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