Home Selling Tips From the Pros

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Selling a home can turn out to be a nightmare, if you don’t play your cards right. Before you price your property too low in your haste to get it over and done with and use up the funds for travel or for some other purpose, check out these home selling tips from professionals.

When we say professionals, they may be people who have learned things the hard way, or have sold their homes through sheer determination and patience, plus some techniques they learned from other experts.

Professionals may also refer to people like real estate agents who can impart good advice to their clients and make a hefty commission from every closed deal. If you go with the former, there are compiled online materials/ebooks you may benefit from, so try checking them out.

They may give great pieces of advice ranging from writing advertising copy with impact to not lowering your selling price too much, to retaining buyers’ interest on your property until it sells.

Key to pricing your property, as home selling tips from the pros often say, is not to price too high nor too low. You would not want your property languishing in the market, or attracting potential buyers but not leading to a closed contract.

Pricing your property too low, on the other hand, may be a cause of regrets and more monetary problems. These tips from experts who have sold their homes at a fair price include going for online pricing services.

A professional home appraisal may come in handy. Lenders like banks will be using the appraised value to determine a new mortgage amount. Some lenders require that the stated property value covers the mortgage amount plus their selling costs in case of foreclosure.

If you’ve read so many home selling tips from the pros, you’ll note how many of them may be summed up in five stages once the right price is determined.

These include preparing the house for sale, marketing the house until a deal is closed, showing the house to potential buyers, and negotiating the sale of the house. Part and parcel of preparing the house for sale is cleaning and renovating, which may entail quite a sum, so be ready for this first stage if you want to even lure buyers to consider buying your house.

Try to be ready in deal sorts of personalities who may be interested in and eventually agree to buy your house. If the potential buyer is a feng shui believer, you should have rearranged or adjusted the items, including plants or yard décor like fountains, in such a way as to signal the flow of positive energy.

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Source by Joseph Park

Sell Your Home Fast – Make it Work For You

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Your property is up for sale, you may want to sell home fast, it may have been on the market for a while. We all know that in the economic climate today, a fast property sell is getting more and more difficult. But let us say that you have got someone through the door, an interested party (you may be lucky and have a steady stream all day every day!) – excellent news, you are well on your way to achieving that sale.

Or are you? Now, more than ever before, it is vital to ensure that you are giving yourself and your property the very best chance you can to make that quick home sale. Do not think that because you are getting viewers that you will sell the home fast.

Ok, some things that you can do that are easy, quick, and can make all of the difference in lifting the whole mood of the property.

Whether it is a one bedroom apartment, of a five bedroom detached house, you can easily make your property feel fresh and clean. If there is any wall that looks a bit drab, or needs tidying up, a lick of neutral, warn paint will make all difference. And should only take you a few minutes.

In the bible of “How to Sell Home Fast”, a vase of fresh flowers with mellow music playing in the background may sound a little cheesy, but think about how it sets the mood. How do people feel in that kind of environment? They feel relaxed, they feel at home. Even a couple of air fresheners in the right places will do the trick – our senses pick up so much and can have a huge impact on the subconscious of the viewer.

A little more active than setting the mood, is finishing those DIY jobs that you have been putting off. It is so easy to think that your potential buyer can easily finish off the decorating in that spare room, or sort out the light fitting in the hall, but anything you do to add to their “hassle factor” will put them off, particularly when they go to view the next property down the street that needs nothing doing to it. People like the idea of adding their own stamp on a new property, but they do not want to start fixing or repairing anything.

Never forget the outside of your property – it is not just the inside that people are buying. Mow your lawn, get that fence painted, ensure that it looks as attractive as possible. You are trying to score as many points as possible, and these all add up.

Remember, you are up against a lot of other people trying who are also trying to quickly sell house – you have to give yourself that competitive advantage.

The suggestion above should give you a great start, and there are plenty more. Take a look at the links below to really give you that real chance of a fast property sell.

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Source by Will Downing

Who Are the Top 10 Real Estate Agents in Maine?

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Buying home property in Maine requires skill and experience. With so many fine properties, including apartments, condos, houses, townhouses and mansions to choose from, the top ten real estate agents in Maine have that edge that both buyers and sellers are looking for. When you are choosing to work with an agent, one must consider a prospective agent’s specialty, territory, and experience.

Working with a real estate agent that specializes in office space rental would, of course, be a poor choice if you are looking for a single family colonial with water frontage. The following top ten real estate agents in Maine have been shown by their reputations and experience to have the know-how that people are looking for. Their service and area coverage serve the entirety of the state of Maine:

  1. Jan Jacques of Keller Williams Realty in Auburn – serving Auburn, Lewiston, Lincoln and mid-Maine

  2. Earle R. Kenney of Sprague and Curtis Realty in Augusta – serving Augusta

  3. Joan Osler of Town and Country Realtors in Bangor – serving Bangor

  4. Sue Spann of RE/MAX Riverside in Brunswick – serving Brunswick

  5. Scott Horty of Camden Real Estate Company – serving Camden

  6. Ron Morton of Prudential Northeast Properties in Ellsworth – serving Ellsworth

  7. Helen Curry of Kennebunk Beach Realty Inc.- serving Kennebunk

  8. Lori Garon of RE/MAX By the Bay in Portland – serving Portland

  9. Sandy Gagnon of Key Realty on Presque Isle – serving Presque Isle

  10. Diane Garcell of ERA Webb Associates in Augusta – serving Augusta

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Source by Mathew Butka

Top 5 Best (And Worst) REALTOR Slogans

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Let’s get right down to it, shall we:

Best REALTOR Slogans

#5. “My job is your future”– Good. So you understand how big of a deal a home purchase is for me.

#4. “Purveyor of fine homes to fine people” – Not bad; a little boring, but you have a good command of the language and demonstrate strong commitment to a targeted market.

#3. “Sold in 100 days, or I’ll buy it”– Does this belong in the top 5? Yes – because you stand out, commit, and I know I’ll have a guaranteed sale within 4 months.

#2. “I Never Forget You Have a Choice”– That’s what I like to hear – you’ll always have the right motivations while we’re working together.

#1. “Anyone can sell your home. I can sell it for more.” – Strong, assertive and straight to the point. Let me put you to the test.

Worst REALTOR Slogans

#5. “A Realtor You Can Trust”– Sounds like something your parole officer told you to say.

#4. “No Fancy Punchlines – Just Great Service”– Does this constitute an oxymoron? (Definitely a moron)

#3. “It’s the Energy!”– What does that even mean? I think your doctor over-prescribes stimulants… Out of curiosity, what’s his name (my friend wants to know…)?

#2. “Everything I Touch Turns to Sold!” – Ha ha! It’s funny, I’ll give you that. But now that the joke’s over can you introduce me to a real REALTOR?

#1. “Spouses Selling Houses” – Do you include domestic disputes with showings?

Conclusion

This was a tough article to write because there are at least 20 terrible catch phrases for every good one. Some rules of thumb:

  • Use common sense – No one wants to hear you state the obvious – and no one is interested in self-indulgence. There’s also not much room for humor (there are exceptions of course), so keep it professional.
  • If you say something bold in your slogan, make sure you’re willing to eat, sleep, and breathe by it.
  • If you can’t come up with anything good, don’t worry: Clients won’t notice that you don’t have a catch phrase, but you might lose clients if you have a bad one.

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Source by Samuel Prochazka

How Real Estate Agents Help People Find Homes

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If you have been looking for a home for some time now, well-meaning friends may have told you that there’s no better time than right now to buy. With interest rates at a reasonable level and a buyer’s market open to many possibilities for homes, surely you are able to find something within your budget that suits your needs. If you have tried to go it alone, trudging through open houses and private appointments with little success, you may want to consider trying a different tack and allowing a real estate agent to assist you. While some potential home buyers may feel skittish about working with an agent for whatever reason, one should know that there are advantages to the relationship.

The role of a real estate agent is to seek out possible houses for a client. Taking into account what the home buyer can pay per month, and whether or not the buyer can take care of closing costs, the real estate agent will narrow down the possibilities and guide the buyer through each home. One might think this is all an agent does, therefore why bother signing one on to help when you can read the home listings yourself? In truth, an agent’s duties extend beyond handing you a list of available homes.

For one, an agent may have knowledge of houses and condos that come up for sale before the For Sale signs are pounded into the front lawn. Agents have access to databases and other resources that prove useful to you if you are looking to buy in a specific neighborhood. Agents also negotiate with home sellers and agents representing these sellers on your behalf to ensure that you get the home you want at a fair cost.

A real estate agent can also assist you in finding a good mortgage lender so you can set up your mortgage. Unless you have the cash the pay up front for a home, you will need to confer with a bank or other financial institution. Don’t be afraid to take advantage of your agent’s connections in order to get the financial help you need. Pick his/her brain for everything – it is an agent’s job to know everything about the home and the area, for he/she will research potential buys on your behalf.

When you are ready to buy home, there is no need to take on the burden of researching and bidding on houses that interest you. Let a real estate agent help with the more involved work while you make plans to enjoy your new house.

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Source by Kathryn Lively

How to Find a REALTOR

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You will meet a lot of people just by deciding to apply for a mortgage loan. This is because the process is relatively complex. This is especially true for those who are purchasing a property for the first time. Being represented by a pro certainly makes things easier. Among the people you should meet is a REALTOR®. But what is a REALTOR® and why is there a need to find one?

Understanding what a REALTOR® is:

A REALTOR® is a term used by real estate agents who are members of the National Associations of REALTORS®. The said term only refers to those who are member of the association. They abide by strict rules of ethics and standards, which set them apart from other real estate agents. Finding a good agent is essential because you want to be represented by someone who will protect your interests.

The roles of a REALTOR®:

You are probably asking why look for REALTOR® if you can take care of things yourself. It is true that you can purchase a property without any help. However, this does not guarantee that you will not encounter problems. Bear in mind that you can easily miss out information necessary for a smooth real estate transaction.

The main objective of a REALTOR® is to ensure that both the buyer and a seller reach an agreement wherein they both end up as winners. It is ideal that you work with one, because first, you are not bound to pay anything upfront. Many buyers are reluctant to work with an agent because of the possible fees involved. Do not worry about this as the seller normally shoulders his commission.

Moreover, the REALTOR® is expected to provide you details of the different properties in the market. He is also tasked to set appointments with the seller and other parties involved and most importantly, provide you with information about the different properties that you will potentially purchase. These are essential for you to make an educated decision.

How to find a good REALTOR®:

Although all REALTORS® have taken an oath, it is still important that you take your time in finding the ideal one for you. There are several of them in the market. You can ask for recommendation from people you know, who have likely worked with one before. You can also use the yellow pages or online directories to look for one. Check out comments, testimonials or feedback regarding their services.

See to it that the agents you are looking at are full time REALTORS®. Although some part time agents that are good, you would want to work with someone who will be able to see you when you are free and will not cancel appointment. Narrow your search to three choices and check their portfolio. Check the number of satisfied clients as well and personally talk to the agents before making a decision.

Working with a real estate agent is important when purchasing a property. This will ensure that you are properly represented and that your interests are protected. However, you have to make sure that you find a good agent to work with.

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Source by Roby V. Pagong

How to Find a Realtor

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How to find a Realtor? This is one of the first 10 questions going round and round in your head when trying to close the perfect deal in a real estate business. Finding a good, experienced broker, or real estate agent is the number one rule for a successful real estate transaction. Many people find this objective a very difficult task, spending a lot of money just to get some “professional” advices regarding this matter. Is this really a solution? Do we like spending money on things we can do on our own? Well , actually yes we can. We can find a good Realtor, using our own abilities , without having to “buy” others advice.

First of all, let us understand the difference between a real estate agent and a Realtor. Realtors, are licensed professionals in this kind of business, belonging to the NAR( National Association of Realtors), enjoying every single facility this kind of job has to offer. On the other hand , real estate agents, or even brokers are not all Realtors, and some of them may not even own a license in the field.

How do we smell a Realtor in a garden of real estate agents? Simple, track the person’s professional history just a bit. See how long has he/she been in the business, and what is his professional record? After getting this information, it should be pretty much clear who is who.

Moreover, try to contact ex-customers of his/her and ask them their personal opinion of the real estate transaction: are they happy with the deal? ; was it the right price?; did they buy it overpriced? A true Realtor does his best to satisfy his client, he must get involved in the transaction, as if he were the one buying it, he needs to analyze different possibilities, present them to the client, and also help him with his advices.

As far as finding one is concerned, the first solution would be the Internet. It provides entire lists of agents in web directories.

The second solution would be to attend some open houses, where you will be welcomed by real estate agents, getting the possibility to interact with them and get used to their methods of making you wish that house was yours. You also get the chance to see how buildings are evaluated and make an idea of how things work in real estate business. Do not hesitate to ask them every single detail related to their work.

If you happen to be in the neighborhood , take a closer look were the “For Sale” sign appears. This is the place where real estate agents wait for their clients.

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Source by Neguletu Octavian

Investment Real Estate

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The first step to becoming an expert in investment real estate is to select an area to specialize in. If you have good credit and a lot of capital money to invest then you may want to consider one of these three areas of specialization: investment in commercial property, investment property, or real estate flipping. In order to make a good living at any of their real estate investment specialties you will need to understand how that business works.

The first real estate area that you may be interested in is commercial properties. Real estate investing that specializes in commercial properties can be either a business that acquires real estate to rent to businesses, or it can be a business that develops properties to sell to businesses. If this is the area that you are most interested in it will be important for you to know the contract and real estate laws of your local area, what the commercial property market is like in your area, as well as know what commercial properties typically sell or rent for in your area.

The second area that you may be interested in is investment properties. In this type of real estate business you will acquire residential properties and then rent them out to people and families. To be successful in this business you will need to know how to draft a lease agreement, understand the responsibilities that a landlord has, understand the tax benefits of owning rental properties, and have the capital needed to both purchase properties and to cover your expenses if a property goes unrented. If you don’t want to take an active role as a landlord you also have the option of hiring a property management company to handle your rental properties for you.

Finally, if you are interested in real estate investing then you may want to consider one of the latest trends in real estate professions, the real estate flipper. In this business you will try to buy homes that need a little TLC, fix them up quickly, and then turn around and sell them for a profit. To excel in this profession you will need to know your local real estate markets, understand what home buyers are looking for, have design sense, be able to put together a reasonable budget, be able to manage workers and a timeline, and know how to close a deal. A great way to sell your flippers is to establish a good working relationship with your local real estate agents.

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Source by Sarah Freeland

Finance is for Everyone

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Money makes the world go round, as they say, and while the whole world is full of those crisp or wilted paper bills it seems that they like to slip right through our hands so quickly.

People who know how to make a dollar or two with ease enter the world of finance, which is the business of managing your money and your other assets. If you’ve got a bank account, finance is involved.

If you’re considering an investment to support your future, you’re thinking in terms of finance. Maybe it’s on our minds 24/7. After all, we need money to survive, and most of our lives is spent on making it. Not just stockbrokers or bankers or investors, the so-called money-jugglers of society.

The thing is, finance is really for everyone. If you’ve got money, then you have to involve your brain in the act of finance or money-managing to get the most bang for your buck. Otherwise, you will splurge and you will wonder where in the world the money went.

The best time to start learning about finance is the time you start to receive money. Think about it. When you received a check in the mail from your grandma as your birthday present, weren’t you already thinking of what you were going to spend it all on?

That is the essence of finance, although that very act may have been insensible and financially disagreeable; hey, you were just a kid, after all.

Maybe you were a smart kid, one who knew how money goes. Maybe you’ve stashed it in your secret hiding place. Maybe you started to go into business by selling lemonade (although maybe you drank more than half of it too). Maybe you gave some away to your favorite charity. Yup, that was finance too. We all know better now, don’t we?

It hasn’t changed much; we go out to make money, we spend some, we save some, until we have enough to make a couple of major purchases such as homes or vacations. Only we know a bit more. And we’ve understood more of the finance jargon that sometimes rolls on the tongue.

Investments. Assets. Loans. Benefits. Mortgage. Insurance. Knowlege is power, as they say, and knowledge on how to finance will lead you to finance greater amounts of money in the future. So study up. Take finance management classes. Follow the stock market. Listen in on discussions.

Finance also includes self-discipline. Sometimes you have to keep yourself from small pleasures in order to attain the bigger more important things. Finance means that you need to set your priorities straight. Sacrifice may seem like a lot at the moment but the end will justify the means.

Finance is planning ahead. For your future. For your future’s future. For your financial safety and stability. Because it is a very difficult thing to get by in this world without the proper resources. It is preparation for the unknown. Managing your finances mean decreasing the number of worry lines on your face.

So if you’ve got money, if you’re planning to make money, or if you’re thinking about money, well then, you’re thinking about finance. Just keep in mind not just to think about finance, but to think about it wisely, too.

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Source by James Monahan

The Lesser Spirts of Heidelberg Castle (An Account of Intrigue, and Supernaturalism)

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Part One

Prologue: Seventy-two demons, were put into a bottle legend has it, in the days of Solomon, and were made to work for King Solomon in building his Temple, and the bronze vessel was said to have been sealed by magic thereafter with the seventy-two demons inside; but according to later tales, one demon of the seventy-two was released, and obliged to work for him (King Solomon). Solomon died at the age of about 60-years old, he never told anyone were that one demons was sent (but I know where he ended up), or what his future duties were. But it was said, he was to be of service to mankind in a most peculiar way-lest he be sent to the bottle by magic. He was to be the gate keeper for the lesser ghouls (or ghost, spirits, imps, and phantoms) in future time; those that might be assigned to a prison houses, or caught in-between an agonizing death, and moving on to the next existence.

The lesser spirits do as demanded by the higher spirits, the demons, or evil angelic spirits. Some folks in Africa wear amulets containing certain verses to protect them from such evil spirits, and around the world people quote their holy books to keep them at a distance, or “In the name of God,” is often used by Christians (or Jesus Christ). All in the hopes to rid themselves of these pests; in a like manner, these lesser spirits are subject (as I had already said) to higher spirits, and consequently, some are put into chains, clusters of lesser spirits that no longer are useful, and instead of bringing them down to the underworld, they leave them where they are, and find what is called, a Gatekeeper. For those who never had, a shield of faith in their human lives, are subject to become just that, a lesser spirit, guarded by a higher spirit, when no longer useful.

Advance: What you are going to read in a moment is a tale, of such an account, and believe it or not, there-in-between the lines-is an once of truth, or maybe two. In 1976, I was in Germany, and I was at the illumination, which they have once a year for about a week, at Heidelberg Castle.

Heidelberg is a city of some 140,000-people, it has an ancient bridge, most beautiful, and behind it is the castle, one of the most preserved castles in West Germany (I know this to be true, because I lived in Germany for four years, and traveled throughout Germany, and there must be some 20,000-castles, and I saw my share of them).

This of course is where scientists, anthropologist found the most famous jaw bone (I think, back in 1907), now called the “Heidelberg Man. (dating back some 600,000-years).

In addition to this quick sketch on the history of this area, the Romans ruled this city, at one time. Furthermore, there have been many battles in Heidelberg, dating back a thousand years or more. The old town of Heidelberg is dominated by its castle on the hillside (the one I visited in the summer of 1976). The old bridge gate is perhaps one of the city’s most charming sites, as is its standing courtyard, within the castle itself. I spent a good part of an afternoon there in 1976. But Heidelberg at dusk, with its illumination is most becoming.

The castle itself is in part Gothic to Renaissance. Prince Elector Ruprecht III (1398 – 1410) erected the first representative building in the inner courtyard as a regal residence. Under Friedrich V (1613 – 1619), the main building of the Westside was erected, the so called the “English Building”-and so on and so forth.

Index of characters

Will Renault: main character

Hans: the Guide

Georg: old man at the castle (lesser spirit)

Max: Great grand son

Carmon: old woman at the castle (lesser spirit)

The Angelic Being: Amduscias (Grand Duke of Hell)

The spirit voice of Rufael, Archangel

The Lesser Spirits of Heidelberg Castle

Part One: The Hotel and Courtyard

There was a dog howling all night under Will Renault’s window, he did not sleep well for this reason, along with having a glass of wine, he was thirsty, which still did not help in putting him to sleep, he could not sleep-period, but when he finally did it was early in the morning, 4:00 AM, there was the first pounding on his door. He slept through it, but was awakened by the continued knocking, and perhaps avoided a few of those knocks, hoping whoever it was, would give up and leave, try another day. So he hid his head under the pillow, but nonetheless, he woke up, sat on the edge of his bed, and the knocking stopped. He looked out the peephole in the door, no one was there. He looked out his window, a man was leaving the building, he caught a glimpse of his profile, not much, he looked too ordinary to be dangerous, so this flooded his cerebellum, but a curiosity remained within him, perhaps that was his nature, his mother had told him time and again, “…let things be as they are, no need to uncover a rock and watch all the worms come squirming out.” Words he should have taken to heart, not allowed to go in one ear and out the other. He watched the fellow walk across the street, and onto the Heidelberg Bridge.

(Will was a Staff Sergeant, in the United States Army, stationed in Munster by Dieburg, so they called the nuclear site’s location. It was hidden within a forest, and Will was on a three day pass to see Heidelberg, its castle, its bridge, and the evening illumination. He was in the center part of the old city, in a hotel, on the second floor, it had a balcony, he had now ventured out upon it to get a better look at that stranger, but he was down the block now, crossing the bridge.)

He didn’t have breakfast, he was in a rush to get dressed, and over to the castle, in which he walked, to enjoy the summer breeze coming across the river, and just take in the old city of Heidelberg, he wasn’t in a hurry to get to the castle per se, just to enjoy seeing it from a distance, and having it get closer and closer, as he walked across the bridge, and so forth. He stopped at a guesthouse, it was 11:30 AM, had early lunch, cabbage rolls, stuffed with meat and rice, a dark beer to wash it down.

He found himself in a small courtyard now, cobblestone courtyard; looking upward he had a terrific view of the castle.

Then all of a sudden he saw that man again, the one he saw leaving the hotel he was staying at (the courtyard was filling up with visitors quickly, Will sat on the edge of the stone fountain), and looked about at the young kids with German style traditional hats, and green trousers on, very picturesque he thought, and the women were attractive, of all ages, some older folks, a tinge clumsy it seemed. You could see the towers on the bridge from where he sat (if he stood that is), it was below the castle, and down a few blocks, yet he was only halfway up, to the main larger courtyard of the castle, which was most famous in its day, he needed to walk up the long brick road that circled around the side of the castle. This he would do shortly.

Will had on blue jeans, a cowboy hat (a giveaway for an American), and a white linen like shirt. A thick and wide leather belt, and black high army supply boots; he surely was not dressed for a beauty contest, but he liked to dress simply, and free, not to be too obvious, except for that hat of course.

The man, the very one that had left Will’s apartment was now approaching him, asked, “Can I be your guide, I know you’re an American, and I speak both German and English, I will only charge Seven dollars?”

Will didn’t answer right away, he was a bit surprised, on the other hand, it now made sense, he was trying to get employed, so he must had asked the hotel clerk where his room was, and that must had been him knocking at the door. Sure, it made sense, thought Will.

“What is your name, sir?” asked Will.

“Hans, just Hans, that is what everyone around here calls me, they all know me sir, as Hans, I’m harmless.”

It seemed odd, to Will, that a man had to tell another man he was harmless, but he pushed that off also, and figured he’d ask the clerk later on at the hotel if indeed he gave him his room number, and why. Something didn’t feel right, and he usually followed his intuition, his senses were more accurate than his thinking. But logically, it was all safe, he told himself, and went against his gut feeling, and he needed a guide, and what could happen by simply having him show him the castle, for seven dollars, that seemed fair, simple and fair.

-It now was an hour or so on the light side of dusk. They, Hans and Will had left the castle, everything seemed fine, and there Will was sitting on the edge of the stone fountain in the little square below the castle right were Hans had found him, and he was saying goodbye to him, telling Hans he was going to have a beer and bratwurst, and just wait for the illumination, the fireworks, although it would be an hour or so. So as he had told himself before, all was well, fine, his thinking was right for once.

Having said what,, Hans left, and Will was remembering a story Hans had told him, it stuck in his head as if it was placed their by magic to stay: as he sat there watching Hans walk into a wooded area, toward the back of the castle, he quickly disappear. He had told him that hundreds of years ago there was a siege on Heidelberg Castle, and that there would have been massive casualties of war, had not a certain incident taken place. The conqueror had directed all the women to leave the castle, and was going to kill the remaining souls, but that each woman could carry one thing out of the castle on their backs. The women took their husbands, carried them on their backs out of the castle, and the conqueror kept his word, he did not kill anyone whom was on the backs of the women, nor the women; thereafter, he proceeded to burn and kill at will, whom was left in the castle, disregarding any prisoners, for they would die in their cages, anyhow.

Part Two:

The Guide and the Old Woman

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Source by Dennis Siluk Dr.h.c.

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